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Articles covering tips and hacks for a wide variety of topics. Primarily focused on improving your financial health and saving you money.

tips and hacks

grass

How to Save Money on Lawn Care (Do it Yourself Tips)

In a bad economy it’s always hard to save money on lawn care, and at the same time you don’t want your lawn to look like a jungle. If you live a suburban lifestyle as well you don’t want your lawn to be the talk of the neighborhood. Since going from being raised on a

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tips for negotiating

5 Tips for Better Negotiating (and Getting What You Want)

One of the better books I’ve read in the past several years (since this post was first published in 2013) dealt with the subject of negotiation. Negotiation Boot Camp by Ed Brodow is a great resource if you are looking to improve your negotiating skills (and I don’t know many who aren’t). If you think about it,

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Cabin in the snow

What I’ve Learned From the Subsistence Lifestyle

I’m a sucker for real-life dramas like Life Below Zero. This show follows the lives of several people who essentially live off the land – or the subsistence lifestyle. There’s a lot to be learned from these folks who have forsaken “having it all” and have chosen a more simple way of life. They are not

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When There’s Nothing Left to Cut

The following guest post is from one of my good friends and fellow debt freedom fanatic, Mrs. Picky Pincher. In this post she describes what her and her husband do when they think they can’t trim their budget anymore. I can definitely relate to their story in how I scour over my budget looking for

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What to Do When You Are Financially Stuck

New Years Resolutions are three weeks in our rear view mirrors and we are starting to realize that our resolutions are slowly becoming unobtainable. Our motivation is waning, and we are beginning to have this hopeless feeling. Like our lives are never going to change. “But we said this year is going to be different!”

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24 of the Best Tweets About Personal Finance This Year

Sometimes 140 characters is all you need to get a good dose of information. So today, we are looking back at some of the best money tweets we discovered this past year (some contain links to various posts). Got any other good ones? "Money isn’t the currency of life. Living is the currency of life."

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How to Extend the Life of Your Refrigerator

A few weeks back my wife heard an odd sound coming from our 5-year-old refrigerator. She described the sound as “leaking water.” I assured her this sound happens sometimes when the ice maker is filling with water. Since my wife is pretty keen on these sorts of things, nor were we making ice (and it

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How I Saved $116,000 Last Year With Two Small Decisions

Last year was a year of monumental change in my fixed expenses! Yep that is right! I made two small changes to my fixed expenses budget that will net me $116,000 in savings over the next 45 years of my life! Let’s break it down. With each fixed expense I’m constantly evaluating how much each

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Banking Hacks – Negotiate Your Way to Better Rates & Fees

Checking, savings, CDs and money markets. Mortgage loans, auto loans, credit cards, personal loans and student loans. Insurance, investment, ID theft protection, mobile banking, online banking, bill pay, and overdraft protection. National banks, community banks, and credit unions.  Navigating your way around banking can be time-consuming and confusing. Fortunately, we’ve got an insider in the

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Money Saving Tips That Require Spending Money

Often times frugal people have a hard time parting with their money. I’m no exception. It is hard. It contradicts your nature, and what seems “normal” to you. However, their are times where spending a little money upfront will save you a lot of money long term. A couple of good case in points are

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