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Articles related to a wide range of personal finance topics.

Personal Finance

Blowing through money

Blowing Through Money

Three Thrifty Guys is usually all about getting bang for your buck, but for this 4th of July season I wanted to take a light-hearted look at going for the quickest bang for the most buck. And speaking of bang, an average firework at the local stand near my house is $.50 per pop. When

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Multiple income streams

Why We’re Broke (And How to Fix It)

According to a new report by the Federal Reserve Bank of New York, total debt reached a new peak of $12.96 trillion in 2017’s third quarter — $280 billion above the previous 2008 high (and we all know what transpired around that time, almost 10 years ago). And with that, credit card debt also went up another

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Canadian coins

The Shame in Using Cash

“That’ll be $32.45 please.” My wife grabbed her wallet and took out the cash we had for the trip. Thumbing through some of the bills, she counted them to herself and then searched for some coins. The line was getting longer now and the gentleman behind us tried to entertain himself by looking away at

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Christmas tree with palm trees

How to Plan for Retirement Like Clark Griswold

Every Christmas season my wife and I have series of movies that we pull out and watch between Thanksgiving and Christmas time. This past weekend we pulled out one of our classics, National Lampoons Christmas Vacation! If it isn’t part of your regular Christmas movie set, then it needs to be! I love almost every

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Cabin in the snow

What I’ve Learned From the Subsistence Lifestyle

I’m a sucker for real-life dramas like Life Below Zero. This show follows the lives of several people who essentially live off the land – or the subsistence lifestyle. There’s a lot to be learned from these folks who have forsaken “having it all” and have chosen a more simple way of life. They are not

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Credit bonuses

You Can’t Become a Millionaire!

You ever had anyone tell you that you can’t-do something? Like they were laughing in your face, and tell you there isn’t any way in “H-E- Double-Hockey-Sticks” that you could do it in your lifetime? Doesn’t that tick you off? Call them your #HTTRs!! When I was a senior in High School, a classmate and I

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Games Advertisers Play

My wife and I were jumping up and down in our one bedroom apartment. We had just won a new car!!! I was holding a flyer that I received in the mail and I had scratched off the game piece and it said winner!!! We pranced and froliced around the living room for about 5

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What to Do When You Are Financially Stuck

New Years Resolutions are three weeks in our rear view mirrors and we are starting to realize that our resolutions are slowly becoming unobtainable. Our motivation is waning, and we are beginning to have this hopeless feeling. Like our lives are never going to change. “But we said this year is going to be different!”

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21 Rules for Personal Finance

This past month, I came across an excellent post by Certified Financial Advisor, Ben Carlson, entitled “20 Rules for Personal Finance.” I thought it was so practical and succinct, I asked Ben if we could repost his “rules for personal finance.” 1. Salary is not the same as savings. Your net worth is more important than how

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