Inspired by the British television show, How to Live Mortgage Free I’ve recently been watching on Netflix and our debt-free, thrifty guy, Charlie – I’ve been considering different ways that I could possibly live mortgage-free. And, I’m not necessarily talking about getting a 6-figure job, saving 50% of your income, working 80 hr work weeks and …
Tag: mortgage
LendingTree Review (Is it a Good Idea?)
While we wrote the following post a few years ago, a lot of the information is still pertinent if you are looking for an online lender, like LendingTree. Getting multiple offers from banks can be a real benefit – but as you can see – there are some downsides to be aware of. With interest …
Why I Got Out of Debt…Then Got Back in 2 Months Later
A 5 year goal was finally realized – walking into the bank with my wife and proudly signing the paperwork to pay off the remaining balance of the home mortgage. Years of my wife and I donating her paycheck to the cause, saying no to some of the finer things, and getting a little lucky …
How Much Does Your House Cost You?
In recent years I’ve been following a number of vlogs about living in an RV. This type of lifestyle really intrigues me, and most especially with how housing cost so much in California and New York. For a lot of people, traditional living in a house, townhouse, or apartment isn’t an option. It has just become …
5 Things to Keep in Mind Before You Refinance (Advice From a Pro)
Several years ago my wife and I decided to refinance our home (and then a year later, our rental house). One of the main reasons for the refinance was to lower our monthly payment as well as take advantage of the lower interest rates. Another factor was that we didn’t have any short or long-term …
My Experience of Getting Out of a Non-Contingent Home Buying Clause
Friends, this article is really personal as to my experience about recently buying a farmhouse, and has involved a lot of pain and financial loss for my family. However, at the end of it, I have felt that my experience may resign-ate with other people that might be buying a house and want to get …
6 Areas to Save the Most Money On Your Reoccurring Expenses
As I developed the Two Checking Account System, I soon realized that my budget had a lot of fat in it. The majority of my waste was in my fixed expenses. It was frustrating, because I knew that these were commitments that I was locked into. Because of how the Two Checking Account System works …
How Veterans Can Obtain a VA Home Loan
First-time homebuyers often have a lot on their plate, from sizing up neighborhoods to securing the right financing. Military borrowers are often grappling with even more, given the nature of their service and sacrifice for our country.
10 Best Ways to Save Money for 2013
Over the last three years my family has made huge strides in creating ways to save money in order to get out from the burden of debt. When Aaron and I started Three Thrifty Guys our family had about $25,000+ in non-mortgage debt. We’ve always focused on implementing thirfty ideas and ways to save, but …
Steps to Get a Mortgage
Getting a mortgage today is not as easy as it once was. It used to be that if you had a bank account and graduated middle school, you could get a mortgage (facetious of course). But, since the Great Recession, that has all changed. I recently read a story by Reuters columnist, Linda Stern in which …