A mortgage is likely the largest single debt you will take on yet few of us fully understand the financing process. These articles walk through applying, negotiating, and securing a home loan.
A reverse mortgage loan is a Federal Housing Administration (FHA) insured loan for homeowners ages 62 years and older that uses a portion of their home’s equity as collateral. The home must be free from any liens and any existing mortgages
With mortgage rates at historic lows, there has never been a better time to refinance a mortgage. Refinancing a mortgage may allow you to reduce your interest rate, cut your monthly payments, reduce the number of years it takes you
Thought we would republish this post from early 2013 as some of the information is still helpful and we’re always wanting to avoid those fees! This past month, when I went to pay my mortgage, I noticed that they were
Inspired by the British television show, How to Live Mortgage Free I’ve recently been watching on Netflix and our debt-free, thrifty guy, Charlie – I’ve been considering different ways that I could possibly live mortgage-free. And, I’m not necessarily talking about
While we wrote the following post a few years ago, a lot of the information is still pertinent if you are looking for an online lender, like LendingTree. Getting multiple offers from banks can be a real benefit – but
A 5 year goal was finally realized – walking into the bank with my wife and proudly signing the paperwork to pay off the remaining balance of the home mortgage. Years of my wife and I donating her paycheck to
In recent years I’ve been following a number of vlogs about living in an RV. This type of lifestyle really intrigues me, and most especially with how housing cost so much in California and New York. For a lot of
Several years ago my wife and I decided to refinance our home (and then a year later, our rental house). One of the main reasons for the refinance was to lower our monthly payment as well as take advantage of
Friends, this article is really personal as to my experience about recently buying a farmhouse, and has involved a lot of pain and financial loss for my family. However, at the end of it, I have felt that my experience
As I developed the Two Checking Account System, I soon realized that my budget had a lot of fat in it. The majority of my waste was in my fixed expenses. It was frustrating, because I knew that these were
