We are in a period of uncertainty and fear. Many of us are going through changes to how we live and work. Some changes are relatively minor like not being able to dine out, while other people are struggling to balance childcare and work, and others are experiencing the pain of job loss. Whatever your …
Tag: money
Zirtue Review – A Peer-to-Peer Lending App
The Federal Reserve estimates that Americans lend $184 billion dollars to friends and family members each year. As you likely know, these loans can be awkward for both the borrower and lender when it comes time for repayment. I’ve been the embarrassed borrower who completely forgot to repay someone, and I’ve been the lender who …
5 steps I took to pay off $8,249 in credit card debt after college
I racked up a miserable amount of credit card debt in college. Don’t get me wrong – I’m thankful I had access to credit cards so I never had to say no to fun or friends during college due to my financial situation. And, I have many great irreplaceable memories show for it. But, when …
7 Truths and Myths Around Credit Scores
While I don’t think we need to be consumed with our credit scores, they are a necessary evil for the lot of us. So, unless are debt-free and have gobs of money in the bank, your credit score will be something that follows you around for the purchase of a home and/or car (among other …
Why Do You Do That With Your Finances?
In his recent Friday Forward blog, author and CEO Robert Glazer, shares the “pot roast” story (you may know it): A mother was preparing a pot roast for her family’s Easter meal while her young daughter helped. Knowing her daughter was very curious, the mother clarified each step. As she was preparing to put the …
The Top Frauds of 2018 (and How You Can Avoid Being a Victim)
I regularly receive updates from the FTC as they produce some interesting content and let you know about any new or unusual activity out there in regards to trade/commerce and how some “not-nice” people out there could be looking to take advantage of you. They’ve recently released a report on last year’s fraud activity and …
Abraham Lincoln – The Debtor
I love to read biographies of significant people in history. One of my favorite subjects is Abraham Lincoln. In his book about the Great Emancipator, author Thomas Keneally writes how Lincoln was once a great debtor. Most of his indebtedness revolved around purchasing two New Salem (IL) stores with a partner of his, William Berry. …
One Is Better Than Two
Two is better than one, the writer of Ecclesiastes tells us. And he’s right. But the best advice my wife and I received as newlyweds in regards to marriage and money was the opposite – a budget based on one income is better than two. The guidance was simple: create a budget as if only …
Mister Rogers and Money
One of my favorite tv shows growing up was Mr. Rogers. I remember watching the program after getting home from kindergarten and chomping on the peanut butter and jelly sandwich my mom had just made. There was something about his gentle demeanor and way with others that endeared him to so many -- including myself. …
Blowing Through Money
Three Thrifty Guys is usually all about getting bang for your buck, but for this 4th of July season I wanted to take a light-hearted look at going for the quickest bang for the most buck. And speaking of bang, an average firework at the local stand near my house is $.50 per pop. When …