Life insurance provides protection for your loved ones in the event of your death. These articles explain the types + reviews of various providers.
If you’re in the market for an insurance policy and are overwhelmed with all of the types of life insurance options available, don’t worry – you’re not alone. According to Policy Genius, only 57% of American adults have life insurance. More troubling, one-third of those do not have adequate insurance. Being underinsured can be due
If you’ve been around our site for any length of time we are pro-life insurance. And, more specifically, term life insurance. I got my term policy back in 2004 after waking up to my financial situation of being some $20k in debt, unemployed, and not wanting to leave a legacy of debt behind should something
Note: this is from a post Charlie wrote a couple of years ago that has been updated and revised with new information. This past weekend our neighborhood had a pretty big tragedy. One of our neighbors was in an accident, and was killed, leaving behind a young wife and two small children (1 and 3
Let me first start by saying that I come from a viewpoint that we probably ought to legislate (control?) behavior less in our society. Less rules about how folks ought to live their lives, the better. I believe we should own and be responsible for our actions and choices. That said, there are some things I realize that are
Thirteen years ago, I was in the midst of reorganizing my financial life after accumulating a boat-load of debt and coming to terms with the terrible financial decisions that had put me in that position. It wasn’t a great time in my life – but it was probably one of the most important moments in
Term life insurance is the most affordable option when it comes to protecting your loved ones should the unexpected happen. The exact pricing varies depending upon the individual, the product, and the amount of coverage you choose. Everyone’s situation is unique so a policy that works for some may not be the best choice for
The goal of life insurance is to provide a measure of financial security to your loved ones should you die. In its simplest form, it’s a tool to protect against the loss of income. Not everyone needs life insurance and maybe you are trying to decide if you should purchase or not. Are there people
Everyone needs life insurance, even those who do not think they need it. Even if you are single with no children, you still need to have life insurance in place in the event that something happens to you. Invariably, there will always be business that needs to be taken care of after death. Life insurance
Everyone should have an emergency plan in life. The unexpected can happen at any time such as illness, natural disasters, accidents, and death. Planning ahead can help you react quickly and effectively. Keep Emergency Money It’s always important to keep emergency money in your home as well as in a savings account. There are unexpected
Most people never buy anything as expensive as their homes throughout their lifetimes. In order to make such a large purchase, people obtain a mortgage that must be paid over several years. In the unfortunate event that one spouse passes away prematurely, the other spouse would need to be prepared to continue making the monthly
