Tag: insurance

Lessons I Learned in Going Through a Tornado

This past Friday our city went through some pretty tough times! On June 15, our town and neighborhood got hit by two tornadoes. My neighborhood got hit by a category F2 (113-157 mph winds) tornado and our adjacent neighborhood got hit by a F1 tornado (73-112 mph winds). It was extremely surreal and hard to …

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The Importance of Having Life Insurance

Note: this is from a post Charlie wrote a couple of years ago that has been updated and revised with new information. This past weekend our neighborhood had a pretty big tragedy. One of our neighbors was in an accident, and was killed, leaving behind a young wife and two small children (1 and 3 …

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Protect Your Money Makers

This past weekend I traveled to see my in-laws, and I had a good conversation with my father-in-law while playing cards. I’d mentioned how I had almost hurt my hands, and he said to me, “You need to make sure you protect those money makers.” Hmm. It was interesting that he referred to my hands …

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Should Life Insurance Be Mandatory?

Let me first start by saying that I come from a viewpoint that we probably ought to legislate (control?) behavior less in our society. Less rules about how folks ought to live their lives, the better. I believe we should own and be responsible for our actions and choices. That said, there are some things I realize that are …

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Why I Purchased Life Insurance

Thirteen years ago, I was in the midst of reorganizing my financial life after accumulating a boat-load of debt and coming to terms with the terrible financial decisions that had put me in that position. It wasn’t a great time in my life – but it was probably one of the most important moments in …

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Why I Increased My Auto Insurance Coverage

I got a letter from my insurance agent out of the blue last week. Now, I’ve been with this agency for over 15 years. In fact, I’ve been with them for all of my life, as my father used them too. So, I do trust them when they make recommendations like this. Here’s how the letter …

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How Much Does Term Life Insurance Cost?

Term life insurance is the most affordable option when it comes to protecting your loved ones should the unexpected happen. The exact pricing varies depending upon the individual, the product, and the amount of coverage you choose. Everyone’s situation is unique so a policy that works for some may not be the best choice for …

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5 Types of People Who Need Life Insurance

The goal of life insurance is to provide a measure of financial security to your loved ones should you die. In its simplest form, it’s a tool to protect against the loss of income. Not everyone needs life insurance and maybe you are trying to decide if you should purchase or not. Are there people …

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What is Third Party Car Insurance?

While there is a standard legal requirement to carry car insurance in Australia, there are various coverage levels to make sure your car is fully covered with the extent that the law requires. The third party car insurance is the least expensive type of car insurance a car owner can purchase. It is termed “Third …

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