Tag: Finances

What’s Your Biggest Financial Regret?

I had just gotten a new job and my car broke down. I felt like I needed to replace it quickly and was running out of options. I knew a fella from the golf course I frequented who worked at a car dealership. I ended up visiting him there – and quickly fell in love …

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Watching Your Dad Go Through Bankruptcy

On March 6, 2008, I received a call from my mom and dad that no one wants to receive. Charlie: “Hello” Mom and Dad: “Charlie, it’s mom and dad.” (mom’s got the phone, and I can tell something’s wrong) Charlie: “What’s wrong? What happened? Did Grandpa die?” (more silence on the far end). Mom: (mom …

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Why We’re Broke (And How to Fix It)

According to a new report by the Federal Reserve Bank of New York, total debt reached a new peak of $12.96 trillion in 2017’s third quarter — $280 billion above the previous 2008 high (and we all know what transpired around that time, almost 10 years ago). And with that, credit card debt also went up another …

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Does Debt Freedom Scare You?

Today I applied a pretty big lump sum to my mortgage in my pursuit of freedom from debt. Yep. I got paid out for my vacation from leaving my previous job, and from the money we have made from doing AirBnB. It is really amazing how the Lord has blessed us as we’ve progressed in …

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How to Modify Your Personal Finance Behavior

“But mom…I really need that new toy!” “Dad everyone at school has a new pair of Air Jordans and I won’t be cool unless I have them!” “The next door neighbors just bought a puppy and I want one too!” As a young kid these are some common statements you will hear your kids or maybe even …

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My Attempts at Spring Cleaning Our Finances and a Challenge

Here in Minnesota, the spring season brings us green grass and all-out cleaning. Everything from the windows and automobiles, to the porch and our personal finances. Yup, even the finances. While we’re cleaning up everything else – why not our bills and other money matters? With the budget tightening around the house (due to my wife leaving a …

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Helpful Personal Finance Quotes From the Presidential Candidates

Don’t you just love the political season?   I’m actually a sucker for some of it. I grew up memorizing all the U.S. Presidents and during the election, I would sit in front of the TV anxiously awaiting the results. So, whatever your political persuasion OR what you think of our current cast of Presidential candidates …

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Financial Moves That Will Give You Peace of Mind

Over the past month or so, we’ve incurred some larger expenses related to unexpected car repairs and other miscellaneous things. But, I really wasn’t overly concerned and managed to keep my peace through it all. None of these expenses caused us to stress over being able to pay the bills or caused us great worry. The …

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