Tag: Finances

Zirtue Review – A Peer-to-Peer Lending App

The Federal Reserve estimates that Americans lend $184 billion dollars to friends and family members each year.  As you likely know, these loans can be awkward for both the borrower and lender when it comes time for repayment.  I’ve been the embarrassed borrower who completely forgot to repay someone, and I’ve been the lender who …

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BillCutterz Review – Lower Your Monthly Bills

Fred Frost was watching an episode of ABC’s World News Tonight with Diane Sawyer in 2014 when he learned about a company that would eventually save him thousands of dollars a year. The service – BillCutterz– negotiates lower bills on your behalf. Since that pivotal moment five years ago, Frost estimates that he has saved …

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Why Do You Do That With Your Finances?

In his recent Friday Forward blog, author and CEO Robert Glazer, shares the “pot roast” story (you may know it): A mother was preparing a pot roast for her family’s Easter meal while her young daughter helped. Knowing her daughter was very curious, the mother clarified each step. As she was preparing to put the …

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Leaving a Financial Legacy

I don’t remember what my grandparents got me for Christmas two years ago. I’ll never forget what they taught and modeled for our family though. What my wife (Alli) and I, along with every other family member received was an idea, a challenge, and resources. Grandpa and Grandma started a trust that was dedicated solely …

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5 Things Growing up on a Farm Taught Me About Finances

In my youth, I had the lucky chance to be raised on a farm in Iowa. Growing up I thought a lot differently and hated going out to do chores, shoveling pig manure, or walking beans. At the time it felt pointless, and I felt like free labor to my dad, Grandpa, and uncle. Without …

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What’s Your Biggest Financial Regret?

I had just gotten a new job and my car broke down. I felt like I needed to replace it quickly and was running out of options. I knew a fella from the golf course I frequented who worked at a car dealership. I ended up visiting him there – and quickly fell in love …

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Watching Your Dad Go Through Bankruptcy

On March 6, 2008, I received a call from my mom and dad that no one wants to receive. Charlie: “Hello” Mom and Dad: “Charlie, it’s mom and dad.” (mom’s got the phone, and I can tell something’s wrong) Charlie: “What’s wrong? What happened? Did Grandpa die?” (more silence on the far end). Mom: (mom …

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Why We’re Broke (And How to Fix It)

According to a new report by the Federal Reserve Bank of New York, total debt reached a new peak of $12.96 trillion in 2017’s third quarter — $280 billion above the previous 2008 high (and we all know what transpired around that time, almost 10 years ago). And with that, credit card debt also went up another …

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