Tag: expenses

6 Ways We’re Looking to Cut Expenses in 2019

As we move into another year, I take a look back at how 2018 went and ways I can improve for the new one. Where did we spend too much? Where can we cut back? Do we really need this or that expense? And, can we do better overall? While a main focus of mine …

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10 Ways to Save Money on Fixed Expenses

The other day I had an interesting conversation with my eight year old son in the car about debt. He asked me, “Dad, why don’t you and mom have a lot of debt? Why do you think it’s bad?” I responded, “Well, Elijah, your mom and I don’t want to be a slave to the …

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How I Use Customer Loyalty to Save Money

Every year, I get on this kick to review all of our expenses and then see what I can do about reducing or even eliminating some of them. So, I went at it last week to see what I could do to reduce some of them. Most of our recurring expenses are fairly low considering what …

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My Attempts at Spring Cleaning Our Finances and a Challenge

Here in Minnesota, the spring season brings us green grass and all-out cleaning. Everything from the windows and automobiles, to the porch and our personal finances. Yup, even the finances. While we’re cleaning up everything else – why not our bills and other money matters? With the budget tightening around the house (due to my wife leaving a …

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5 Things You Are Likely Paying Too Much For

I think sometimes I take cutting our monthly bills too far. Just the other day, I ended up back at my old hair stylists chair after I had left her (after 4 years of great service, mind you) for another stylist who was charging $7 less. Sounds like an episode of the Young and the …

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What to Do in 2013: Establish an Irregular Expenses Account

Over the Christmas break, I’ve been reading “7 Money Rules for Life“by Mary Hunt. It’s a great personal finance book that chronicles Hunt’s own struggles with money and how she eventually set up some “rules” that got her on the road to financial freedom. One of the things I thought was unique is her idea …

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Power of compounding: Reducing expenses in your 20’s

Have you recently graduated from college or still in your 20’s? Did you realize that this age group has the greatest power for compounding? Ya, for every dollar you spend during this time frame you are forgoing extraordinary compounding power. Many people in their twenties, fresh out of college, are more concerned about getting an …

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