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Articles covering how to reduce expenses. Includes information on hidden fees, negotiating lower rates, and running a more efficient lifestyle.

Expenses & Bills

fixed expenses

10 Ways to Save Money on Fixed Expenses

The other day I had an interesting conversation with my eight year old son in the car about debt. He asked me, “Dad, why don’t you and mom have a lot of debt? Why do you think it’s bad?” I responded, “Well, Elijah, your mom and I don’t want to be a slave to the

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roof peak white house

How Much Does Your House Cost You?

In recent years I’ve been following a number of vlogs about living in an RV. This type of lifestyle really intrigues me, and most especially with how housing cost so much in California and New York. For a lot of people, traditional living in a house, townhouse, or apartment isn’t an option. It has just become

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kettle on stove

How to Save Electricity and Money on Turned-Off Plugged-In Appliances

A few years ago I was really focused on saving money (what is new…ha!) and was researching appliances that are taking energy while you think they are turned off. With Christmas soon approaching, I started googling up “money saving devices for saving money on electricity” and found some cool articles on what other people were

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Being Efficient With the Small Things

Next weekend I’ll be running my sixth half marathon and my first one since hitting 40 years old. As I get older the miles feel harder and harder, but I continue to push on. I push on, because I know that if I stop and become sedentary, then it’ll be harder to gain back my

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When There’s Nothing Left to Cut

The following guest post is from one of my good friends and fellow debt freedom fanatic, Mrs. Picky Pincher. In this post she describes what her and her husband do when they think they can’t trim their budget anymore. I can definitely relate to their story in how I scour over my budget looking for

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10 Ways to Save Money on Your Electric Bill

Two weeks ago my sister and brother-in-law moved into an apartment, and were concerned about the cost of rent and the electricity bills. When they called the electric company they quoted them $150/month, but after they signed the lease the landlord said it was closer to $185. With their already constrained budget this makes it

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How I Use Customer Loyalty to Save Money

Every year, I get on this kick to review all of our expenses and then see what I can do about reducing or even eliminating some of them. So, I went at it last week to see what I could do to reduce some of them. Most of our recurring expenses are fairly low considering what

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My Attempts at Spring Cleaning Our Finances and a Challenge

Here in Minnesota, the spring season brings us green grass and all-out cleaning. Everything from the windows and automobiles, to the porch and our personal finances. Yup, even the finances. While we’re cleaning up everything else – why not our bills and other money matters? With the budget tightening around the house (due to my wife leaving a

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6 Areas to Save the Most Money On Your Reoccurring Expenses

As I developed the Two Checking Account System, I soon realized that my budget had a lot of fat in it. The majority of my waste was in my fixed expenses. It was frustrating, because I knew that these were commitments that I was locked into. Because of how the Two Checking Account System works

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internet usage

Are Internet Providers Going to Charge for Data Usage?

I found this image on Reddit the other day under the Cord Cutter’s thread. It was by a Xfinity (formerly Comcast) user who is being charged for their internet usage. I was a little alarmed at this, but not totally so. Awhile back when I was logged in to my Comcast account, I saw a little interactive

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