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Articles covering how to reduce expenses. Includes information on hidden fees, negotiating lower rates, and running a more efficient lifestyle.

Expenses & Bills

Lower Your DIRECTV Bill

How to Lower Your DIRECTV Bill

This past year marked our nine year anniversary of using DIRECTV for our TV service. This relationship has lasted a lot longer than I ever thought it would. However, that doesn’t go without saying that the relationship hasn’t had its bumps and bruises. Like any human relationship, it’s about give and take, and our experience

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BillCutterz Review logo

BillCutterz Review – Lower Your Monthly Bills

Fred Frost was watching an episode of ABC’s World News Tonight with Diane Sawyer in 2014 when he learned about a company that would eventually save him thousands of dollars a year. The service – BillCutterz– negotiates lower bills on your behalf. Since that pivotal moment five years ago, Frost estimates that he has saved

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dumbells on rack at gym

Why Owning a Gym May Be the Best Business Ever

After encountering some health issues, my wife joined a Planet Fitness gym several years ago to help improve her condition. And although I detest going to the gym with almost every fiber in my being, I was encouraged by her enthusiasm and soon joined her on different occasions. The gym had an inviting and nonthreatening

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Gone Girl on TV Screen

How Can I Lower My Xfinity Cable Bill?

I thought we would republish this post from several years ago, as it still has good information about how to lower your cable bill with Xfinity (formerly Comcast). I hope it helps! A couple of weeks ago we got a notice in the mail that our Xfinity cable bill was going up by about $50.

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Netflix

How Netflix Has Changed American’s Finances

I love Netflix, like the next guy. But, I think it’s helped change our personal finance habits – for the worse. But Netflix isn’t the only culprit. Many software companies have turned to a Software as a Service (SaaS) model, where customers are required to pay a monthly subscription to “rent” their programs. In the

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ways to cut expenses in 2019

6 Ways We’re Looking to Cut Expenses in 2019

As we move into another year, I take a look back at how 2018 went and ways I can improve for the new one. Where did we spend too much? Where can we cut back? Do we really need this or that expense? And, can we do better overall? While a main focus of mine

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smart-home save money

Smart Home Technology: Does It Add Value to Your Real Estate?

We’re sure that you have heard horror stories from your parents about the time they went away on vacation and came home to find that their refrigerator had failed, or that a toilet had overflowed and covered the floor with two inches of water. To avoid these issues, we used to frantically try and find

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missed fees

7 Common Missed Fees That You Need to Avoid

Thought we would republish this post from early 2013 as some of the information is still helpful and we’re always wanting to avoid those fees!  This past month, when I went to pay my mortgage, I noticed that they were charging me an extra $7.99 fee for paying my balance due. I thought this was

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water meter

How to Tell if You Are Losing Money With a Secret Water Leak

It had been a couple months since my step-son moved out of the house, leaving the wife and I empty nesters for the first time. Ironically, the water bill didn’t offer any evidence to the fact. To my chagrin, our bill had actually managed to climb upwards. “How could this be?” I asked myself. I

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fixed expenses

10 Ways to Save Money on Fixed Expenses

The other day I had an interesting conversation with my eight year old son in the car about debt. He asked me, “Dad, why don’t you and mom have a lot of debt? Why do you think it’s bad?” I responded, “Well, Elijah, your mom and I don’t want to be a slave to the

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