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Articles with advice on how to pay off your debt so you can live debt-free.

debt pay off

13 Ways to Know You are a Dave Ramsey Follower

About three years ago, I had the pleasure of reading Dave Ramsey‘s book, The Total Money Makeover, and immediately was drawn to his philosophy and take on finances. Lately, over the last six months, I’ve been tuning my radio to Dave’s show everyday after work for my commute home and love it. In listening to

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How to Get Started Reducing Debt

Are you sick and tired of being in debt? Do your debt payments have you feeling like it has its chain of weight around your neck? To the point where you can’t get out from under it? Well, if you were like me 17 years ago, you’d feel like you are a slave to your

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How to Prepare for Retirement

 A couple of days ago when I was running over my lunch hour I came upon a road sign that said, “Speed Limit 35”. Funny thing was it w as tracking me and not all the cars that were going by. So I decided to have some fun with it. I started to speed up

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What are you afraid of?

I truly believe that fear plays a large role in many of our lives as it pertains to money. Many are driven to make more and more money because they fear never having enough. While others fall deeper and deeper in debt because they are afraid of dealing with money.

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5 tips to help you stay motivated to get-out-of-debt

One of the hardest things to maintain when you are trying to accomplish your get-out-of-debt goal is staying motivated.  Not only are you trying to buck bad habits of living and spending too much, you need to keep the fire burning inside to see the task to completion. For many, getting out of debt is

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Bill: A 20-something who owns his money

From time to time, we’ll be interviewing folks who are “owning” their money. In other words, they have told their money where to go, instead of their money telling them where to go. Meet Bill. A 28-year old Product Manager for an industrial automation company, he lives with his wife and dog in Minneapolis, Minnesota.

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Live Like No One Else – Part 2

Last week I posted part 1 of “Live like no one else”, and gave a few tips on how to start living a life like no one else. Here is a short video with some Dave Ramsey motivation, a few more extreme tips, and little motivation to go with it. Ditch the smart phone or cell

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Live like no one else – part 1

Have you heard the term before, “Live like no one else, so you can later live like no one else”? The term has been coined by Dave Ramsey and is synonymous with living a life different than our current culture. One that says no to debt, big mortgages, and Rolex watches. However, it is one

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Freedom from debt

Are you enslaved? Have you no freedom from debt? Are you in debt up to your eyes balls? Are you living your life like Stanley Johnson? On the way back from our vacation to Oklahoma City, I happened to tune into the last hour of the Dave Ramsey Show. Like always the show is a

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Hope for the deep in-debtor

In June of 2003, I found myself $40,000 in debt and without any steady employment. Broken and at the end of my rope, I was ready for a major financial turn-around. Fast forward five years later, I make my last debt payment to get rid of my school loan and I am finally free of my $40k burden.

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