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Dave Ramsey is a prolific author and speaker on managing your finances. These articles cover is books and advice for getting out of debt, planning for the future, and living your best financial life.

dave ramsey

How Much Buffer Do You Need In Your Budget?

Lately, I’ve been on a big kick of reading tons of reddit posts in the personal finance sections, and getting lost in peoples inspiring stories (like last week’s debt freedom story) and trials and tribulations. As I read through many of the trials people have going through, I realize how many real world problems there

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What to Do After You Paid Off Your Mortgage?

This week I’ve been looking for some motivating subjects. Some subjects to motivate me and maybe some of our readers. It seems like a month after the New Year’s is when everyone’s motivation starts to slump and we quickly lose track of our resolutions. I too easily fall into that trap like I’d suspect a lot

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A Look Back at My Budget – 10 Years Ago

I thought it would be fun to take a look back at my simple budget 10 years ago this month and see what I was buying with my money and what type of income I was bringing in. Granted, I was less than a year into my “get-0ut-of-debt” journey, but I was well on my way

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Mortgage Payoff and The Road to Debt Freedom

Very rarely will I share some of my personal financial position on our blog, but today our family just made it over a significant hurdle. Our family is on the final stretch of paying off our home mortgage, and becoming debt free! We are now below $100k on our home loan, and on the final

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What Debt Do I Pay Off First?

Today I would like to spend some time answering a reader. Nicole asks, “which debt should I pay off first?” This is a great question and one many of us struggle with as we start to dig ourselves out of debt and feel overwhelmed at the prospect. 

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13 Ways to Know You are a Dave Ramsey Follower

About three years ago, I had the pleasure of reading Dave Ramsey‘s book, The Total Money Makeover, and immediately was drawn to his philosophy and take on finances. Lately, over the last six months, I’ve been tuning my radio to Dave’s show everyday after work for my commute home and love it. In listening to

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How to Get Started Reducing Debt

Are you sick and tired of being in debt? Do your debt payments have you feeling like it has its chain of weight around your neck? To the point where you can’t get out from under it? Well, if you were like me 17 years ago, you’d feel like you are a slave to your

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