Dave Ramsey is a prolific author and speaker on managing your finances. These articles cover is books and advice for getting out of debt, planning for the future, and living your best financial life.
In this article, we cover 10 essential FIRE reads and book summaries for 2020. The ideas that originated the FIRE movement began with the 1992 book Your Money or Your Life by Vicki Robin and Joe Dominguez and the 2010 book Early Retirement Extreme by Jacob Lund Fisker. Since then, countless people have taken advantage
Often in life, we have sudden needs or wants pop up. So what do you do about it? Charge it? Take out a loan? Go to a Paycheck Advance to get cash until payday? Wait for the government to provide it for you, because “it’s an American right.” Hopefully, you will never have to use
We’ve written quite a bit about the Great Depression. I think one of the reasons for this is because we’ve had family members who lived through it. Another big reason is there are many lessons that we can learn from that period. From how they saved money, farmed and survived it. While some economists and
Growing up on a farm during the early 80’s I was privileged to watch my folks try and make ends meet through the farming crisis. Luckily, my parents weren’t alone but had my Grandparents only three miles away to help each other out. My Grandparents, who survived the Great Depression, knew a thing or two
I had just gotten a new job and my car broke down. I felt like I needed to replace it quickly and was running out of options. I knew a fella from the golf course I frequented who worked at a car dealership. I ended up visiting him there – and quickly fell in love
“If finances were all about math, then all mathematicians would be millionaires.” In 2015, I was hit with a realization: The reality that finances are more about behavior modification, then about numbers. It is more about suppressing wants and purging your life of debt (like a disease). When my wife and I entered the class, I had
Every Christmas season my wife and I have series of movies that we pull out and watch between Thanksgiving and Christmas time. This past weekend we pulled out one of our classics, National Lampoons Christmas Vacation! If it isn’t part of your regular Christmas movie set, then it needs to be! I love almost every
I wrote about the debt snowball 7 years ago to the day and thought it may be useful if we reposted it again as it was (and still remains) one of the most important systems I used to get rid of my debt. The debt snowball was made popular by Dave Ramsey and has many
Boom! Drop the mic! My mortgage payoff is getting real. Real to the tune of accelerated payoff! Wow! Scary times! Scary to think that my reality of being debt free is happening with a little hard work and planning. I feel like the story I’m living of becoming debt free isn’t any different than anyone else’s.
With consumer credit debt, mortgage debt, student loan debt, and our ever increasing national debt, it is easy to become overwhelmed. Overwhelmed into not doing anything. It makes a person feel like there is no hope into taking no action at all. Are you just scraping by month to month and are just one or
