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7 Truths and Myths Around Credit Scores

While I don’t think we need to be consumed with our credit scores, they are a necessary evil for the lot of us. So, unless are debt-free and have gobs of money in the bank, your credit score will be

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How Often Does My Credit Score Change?

Ever wonder about the answer to this question?  I know I do.  I spent 15 working years in personal and mortgage banking, and among other things, I learned well during that time how important a credit score can be. 

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Frugality and Credit Cards: Mutually Exclusive?

Credit cards are plagued with a negative reputation. The media frequently discusses the harmful aspects of using them. Traditionally that is carrying balances, missing payments and increasing interest rates. However, there are plenty of positive reasons to use credit cards.

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