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Managing your finances and credit requires a periodic review of your credit report. It is vital to ensure financial institutions report correct information and that there is no fraudulent activity. These articles touch on how to get a credit report + various providers to help you manage your credit report and score.

credit report

equifax settlement

How Does the Equifax Settlement Affect Me?

Unless you’ve been living off-grid like our friend, Lamar, you probably are already aware of the Equifax data breach that transpired in 2017, affecting over 145 million accounts. Hackers infiltrated their systems and had access to personal data which included full names, Social Security numbers, birth dates, addresses, and driver license numbers. Fast forward to today, and

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Truths and myths about credit scores

7 Truths and Myths Around Credit Scores

While I don’t think we need to be consumed with our credit scores, they are a necessary evil for the lot of us. So, unless are debt-free and have gobs of money in the bank, your credit score will be something that follows you around for the purchase of a home and/or car (among other

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How Often Does My Credit Score Change?

Ever wonder about the answer to this question?  I know I do.  I spent 15 working years in personal and mortgage banking, and among other things, I learned well during that time how important a credit score can be. 

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4 Things to Do Before 2014

A lot of time and energy is focused on the holidays at the end of the year. But it’s important to set aside some time for your finances as this is the last chance to make adjustments for 2013. As you get ready to ring in the New Year, here are a few financial matters

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Why Credit Card Churning May Be Risky

I’ve always been a bit fascinated by “credit card churning” to get rewards but have been concerned about how it affects credit scores. Alice from offers her perspective on the topic. – Aaron Everyone loves the perks of frequent flier miles- you’re rewarded with a free trip for using your credit card.  But some

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5 Easy Ways to Improve Your Credit Rating

It may not be something you think about all that often, but your credit rating is an important part of your financial future and can have a big impact on the amount of choices available to you when you’re trying to find the best home loan for your needs. If you’re hoping to purchase a

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What to Expect When Checking Your Credit

When you are looking for a deal on a new credit card, personal loan or mortgage, it is always worth checking your credit first. This is because without realising it, you could have a poor credit score that means your application is rejected. A rejection for credit can damage your credit score further, making it even

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