Managing credit cards and related debt can be tricky. This series of articles compares some of the best available credit cards plus advice on how, when, and why you should (or shouldn’t!) use credit cards.
I racked up a miserable amount of credit card debt in college. Don’t get me wrong – I’m thankful I had access to credit cards so I never had to say no to fun or friends during college due to my financial situation. And, I have many great irreplaceable memories show for it. But, when
I have to admit that I’m a bit of a sucker for free stuff. Especially when it comes with $ signs in front of it. The latest that arrived in our mailbox came from a local bank that was offering a $250 bonus if you spent $250 in your first 60 days of opening the
Our friends at Cinch are building new technologies to help folks manage their financial life better. Their new service will be launching this summer and will let you know more about that when it goes live. For now, here’s a little from Kerri (a financial expert at Cinch) on what they are up to and some
In 2013, I decided to share with our readers what we earned from using our credit cards sparingly over the course of the year. The total came to about $150. Since that time, we decided to take advantage of these cash rewards a little more because they were fairly lucrative (as far as credit card rewards
If you’re on a journey to become debt free and are dealing with a load of credit card balances, the journey may feel more than a bit overwhelming to you. Spreading all of your credit cards out in front of you and assessing the different balances, minimum payments and interest rates can easily be a
I’ve always been a bit fascinated by “credit card churning” to get rewards but have been concerned about how it affects credit scores. Alice from CreditNet.com offers her perspective on the topic. – Aaron Everyone loves the perks of frequent flier miles- you’re rewarded with a free trip for using your credit card. But some
If you’ve decided the time has come to get a credit card then you may be wondering where to start. With so many lenders out there, each offering a wide selection of products, it’s best to educate yourself and narrow down your search slightly before making an application. Once you do have a better idea
Have you ever considered when might be a good time to pay with credit vs with a debit card? While not big proponents of using credit cards – especially when you are just starting out or have poor money management skills – there are times when it makes sense to use credit vs paying with
Assuming you use credit cards, that is. I have to admit – we have been cutting back to using them only when necessary and/or on bigger purchases (to get a bigger bang for our “reward”). When we do use them – I quickly pay them off – or at the end of the month. I
This is a guest post by Logan Abbott. Logan is the editor of MyRatePlan.com Like usual, it feels like we just blinked and 2012 flew by and now we’re staring right at 2013. If you’re like me, you made some New Year’s resolutions, and you’re looking to get a jump on them early in the
