Credit card rewards can be highly lucrative. Opportunities to earn cash back, hotel points, or airline miles can quickly add up. These articles touch on various programs available as well as advice on when (or when not) to go after these rewards.
I have to admit that I’m a bit of a sucker for free stuff. Especially when it comes with $ signs in front of it. The latest that arrived in our mailbox came from a local bank that was offering a $250 bonus if you spent $250 in your first 60 days of opening the
In 2013, I decided to share with our readers what we earned from using our credit cards sparingly over the course of the year. The total came to about $150. Since that time, we decided to take advantage of these cash rewards a little more because they were fairly lucrative (as far as credit card rewards
I’ve always been a bit fascinated by “credit card churning” to get rewards but have been concerned about how it affects credit scores. Alice from CreditNet.com offers her perspective on the topic. – Aaron Everyone loves the perks of frequent flier miles- you’re rewarded with a free trip for using your credit card. But some
I’m sure you remember the blind taste test of the ’70’s and ’80’s where Pepsi took on its rival Coke to determine which soft drink people prefer. It was a fairly successful ad campaign for Pepsi as many of the blind taste testers tended to pick Pepsi over Coke. While their methods have been called
Have you ever considered when might be a good time to pay with credit vs with a debit card? While not big proponents of using credit cards – especially when you are just starting out or have poor money management skills – there are times when it makes sense to use credit vs paying with
Assuming you use credit cards, that is. I have to admit – we have been cutting back to using them only when necessary and/or on bigger purchases (to get a bigger bang for our “reward”). When we do use them – I quickly pay them off – or at the end of the month. I
Anyone who is entering the workforce will need to seriously consider the way they handle their money management by being cognizant and intentional about where it is going. Doing so will ensure you’ll never run into issues with transactions such as obtaining a mortgage OR even securing an apartment. While there are a very small
I’ve had a Discover credit card since 2000 and have always seen this recurring charge on my monthly statements called “CreditSafe Plus Insurance”. It’s not a large amount – but a pesky recurring charge that fluctuates based on my balance that I carry each month (and if you are not a Discover Card owner –
Credit cards are plagued with a negative reputation. The media frequently discusses the harmful aspects of using them. Traditionally that is carrying balances, missing payments and increasing interest rates. However, there are plenty of positive reasons to use credit cards. And with proper usage, credit cards can be a part of your frugal lifestyle. Using
I was just about to check-out during a recent visit to Amazon.com – when an ad popped up. It said that if I opened up an Amazon credit card, I could get $40 credit added to the card. This meant that I could get my purchase for free plus have an extra $30 left over!
