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Budgeting is a critical component of healthy personal finance. Read articles on how to apply budget techniques to different areas of your life.


Sequestration: The Real Life Family Impact

**The following guest post is from my good buddy, Jeff! Jeff is a local fireman for our federal government, and talks first hand about how the sequestration has affected his family. He talks about the steps his family has taken to minimize the impact of this on his family’s finances.** Hello my fellow financially conscious

Read More Review – An Option to Tracking Your Net Worth

Earlier this year I restarted tracking my net worth with my normal boring excel document that I was using since graduating from college. In my old manual method of tracking I’d have to log onto each website, which included all my checking, savings, mortgage, credit cards, 401k, IRA, and money market accounts. Too collect all

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You Need a Budget (YNAB) Budgeting Software Review

There are loads of ways you can budget your money out there. Paper, Excel,, checkbooks and so on. Personally, I’ve used a combination of these at one time or the other – but have mainly settled on an Excel spreadsheet over the past 3-4 years. I like it because I’m able to look over

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Preparing for Sequestration – Tips for Taking a 20% Pay Cut

As of March 1, 2013 the automatic budget cuts of $1.2 trillion are set to take effect for lots of government employees, which is known as sequestration. For most folks, these budget cuts haven’t gone into effect, but are set to take effect in mid-April (depending on what branch of the government). These cuts will

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The Millionaire Who Was Frugal for a Greater Purpose

Earlier this year, I came across an interesting story in the Huffington Post. It was about a 96-year old woman who died in late 2010 and left $1.7 million to the Salvation Army. This happens all the time, right: rich folks leaving large amounts to charities? True – but Elinor Sauerwein wasn’t known for her

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Tips to Get That Little Bit Extra Out of Your Gaming Budget

In a tough economy its always harder to stretch your budget and make every cent go a little bit further, and with most of the focus of your money going onto necessities its really great to be able to use some easy tips to stretch your gaming budget that little bit further and still stick

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Are You Just Getting By? + Living Wage Calculator

A month or so ago, I stumbled on this neat living wage calculator created by some smart folks at MIT (Massachusetts Institute of Technology). I typed in my city and state and was intrigued at the information provided. It lays out in detailed terms what a single person, married persons and married with children would

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Budgets Big and Small Face the Same Question

The following is a guest post by a good friend of mine who owns his own accounting firm devoted to serving non-profit organizations. He’s always provided me with wise counsel and I hope to include more of his writings for you in the future. -Aaron If you follow the pressing issues facing our nation these

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