Budgeting is a critical component of healthy personal finance. Read articles on how to apply budget techniques to different areas of your life.
Are you doing everything you can to reduce your expenses, but feel like your family is just trying to survive? Do you feel like you are encased in a water tank and you are just trying to keep your head above the water line? For a lot of our readers this visual description is a reality.
Lately, I’ve been on a big kick of reading tons of reddit posts in the personal finance sections, and getting lost in peoples inspiring stories (like last week’s debt freedom story) and trials and tribulations. As I read through many of the trials people have going through, I realize how many real world problems there
Years ago I worked some pretty menial jobs that required I pour cold water on my face every now and then just to make sure I didn’t slip off into LaLa Land from the humdrum of the tasks. Being a fairly competitive person and to combat the monotony, I would often set up games with
Are you in retirement, and have come to one of these self realization moments where you suddenly realize that you’ll more than likely run out of money before you die? Or have you had a nightmare where your portfolio manager tells you that you will more than likely outlive your nest egg? It’s at that
I thought it would be fun to take a look back at my simple budget 10 years ago this month and see what I was buying with my money and what type of income I was bringing in. Granted, I was less than a year into my “get-0ut-of-debt” journey, but I was well on my way
This past weekend I had the opportunity to go up to Minneapolis and meet up with my fellow blogging peeps, Aaron and Laurie (from TheFrugalFarmer.net). While in Minneapolis I stopped by the Mall of Consumerism. Whoops. Sorry. I meant to say Mall of America. Must have been a Freudian slip! :) While at the mall
I was feeling smug – a little too smug. We were just over a year into our quest for self-sufficiency, and it was going well. We were hang-drying our clothes, opening cans by hand and the like. We hadn’t used our electric mixer but once in the last 15 months – no sirree! We would
Back in 2019 Marketwatch reported that a large number of American households are living paycheck-to-paycheck. Quoting the results of a survey from the American Payroll Association, they reported that 74% of households would find it “somewhat difficult or very difficult if their paychecks were delayed for a week”. Are you one of the majority who
When I started to get a handle on my finances some 10 years ago – I knew that I needed some way to track what was coming in and going out. At first, I used a really simple Word document where I listed all the items that were coming in (income) and then all that
I thought it would be interesting (albeit somewhat awkward) to share where our money goes every month. Now, I won’t get into numbers or anything – but with the pie graphic you will be able to see where a lot of our income goes to (this is last month’s “allocation”).
