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Budgeting is a critical component of healthy personal finance. Read articles on how to apply budget techniques to different areas of your life.

Budgeting

How Much Buffer Do You Need In Your Budget?

Lately, I’ve been on a big kick of reading tons of reddit posts in the personal finance sections, and getting lost in peoples inspiring stories (like last week’s debt freedom story) and trials and tribulations. As I read through many

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Holy Crap! I’m Going to Run Out of Money!

Are you in retirement, and have come to one of these self realization moments where you suddenly realize that you’ll more than likely run out of money before you die? Or have you had a nightmare where your portfolio manager

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how to stop living paycheck to paycheck

How Long Could You Live Without a Paycheck?

Back in 2019 Marketwatch reported that a large number of American households are living paycheck-to-paycheck. Quoting the results of a survey from the American Payroll Association, they reported that 74% of households would find it “somewhat difficult or very difficult

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How We Spend Our Money

I thought it would be interesting (albeit somewhat awkward) to share where our money goes every month. Now, I won’t get into numbers or anything – but with the pie graphic you will be able to see where a lot

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