A semi-truck and a double-decker bus have been colliding in my mind, over and over, the past few days. The semi truck represents the thrifty side of me. The double-decker bus represents the cautious side of me, specifically when it comes to matters of my family. Normally these two vehicles run side by side, because …
Tag: budgeting
A Look Back at My Budget – 10 Years Ago
I thought it would be fun to take a look back at my simple budget 10 years ago this month and see what I was buying with my money and what type of income I was bringing in. Granted, I was less than a year into my “get-0ut-of-debt” journey, but I was well on my way …
A Few Helpful Budget Worksheets and Downloads You Can Use
When I started to get a handle on my finances some 10 years ago – I knew that I needed some way to track what was coming in and going out. At first, I used a really simple Word document where I listed all the items that were coming in (income) and then all that …
How We Spend Our Money
I thought it would be interesting (albeit somewhat awkward) to share where our money goes every month. Now, I won’t get into numbers or anything – but with the pie graphic you will be able to see where a lot of our income goes to (this is last month’s “allocation”).
Mint.com Review – An Option to Tracking Your Net Worth
Earlier this year I restarted tracking my net worth with my normal boring excel document that I was using since graduating from college. In my old manual method of tracking I’d have to log onto each website, which included all my checking, savings, mortgage, credit cards, 401k, IRA, and money market accounts. Too collect all …
You Need a Budget (YNAB) Budgeting Software Review
There are loads of ways you can budget your money out there. Paper, Excel, Mint.com, checkbooks and so on. Personally, I’ve used a combination of these at one time or the other – but have mainly settled on an Excel spreadsheet over the past 3-4 years. I like it because I’m able to look over …
How to Stick to a Budget – 5 Tips to Help You Track Your Income and Expenses
One of our fine readers is interested in learning more about sticking to a budget and finding ways to easily track their purchases. This is a great topic – and one we haven’t really discussed here on Three Thrifty Guys too much. Let me first say that not everyone uses a budget. Some are so …