Budgeting is a critical component of healthy personal finance. Read articles on how to apply budget techniques to different areas of your life.
Often in life, we have sudden needs or wants pop up. So what do you do about it? Charge it? Take out a loan? Go to a Paycheck Advance to get cash until payday? Wait for the government to provide
In my youth, I had the lucky chance to be raised on a farm in Iowa. Growing up I thought a lot differently and hated going out to do chores, shoveling pig manure, or walking beans. At the time it
The following article is a guest post from my college freshman brother, Ryan. He provides some great insight into how to manage your money on your own during your college years. When I was ready to start my freshman year
Some people color inside the lines. Others paint like Picasso. Some people color-coordinate their closet. Others pull clothes from heaps. Some people revel in creating order. Others take joy in destroying it. I confess I am the former, even in
Three Thrifty Guys is usually all about getting bang for your buck, but for this 4th of July season I wanted to take a light-hearted look at going for the quickest bang for the most buck. And speaking of bang,
According to a new report by the Federal Reserve Bank of New York, total debt reached a new peak of $12.96 trillion in 2017’s third quarter — $280 billion above the previous 2008 high (and we all know what transpired around that
In 2008 I read Robert G Allen’s “Multiple Streams of Income“, and it laid out a pretty descriptive picture of living paycheck to paycheck. Are you one of those people? Are you struggling just to make the minimum payments on
A semi-truck and a double-decker bus have been colliding in my mind, over and over, the past few days. The semi truck represents the thrifty side of me. The double-decker bus represents the cautious side of me, specifically when it
I’ve got an addiction. An addiction that needs to be dealt with and some support group needs to be formed. Here is my addiction…I love utilizing spreadsheets! I do! I love them so much that I spreadsheet everything in my
The following guest post is from one of my good friends and fellow debt freedom fanatic, Mrs. Picky Pincher. In this post she describes what her and her husband do when they think they can’t trim their budget anymore. I
