Zirtue Review – A Peer-to-Peer Lending App
The Federal Reserve estimates that Americans lend $184 billion dollars to friends and family members each year. As you likely know, these loans can be awkward for both the borrower and lender when it comes time for repayment. I’ve been the embarrassed borrower who completely
5 steps I took to pay off $8,249 in credit card debt after college
I racked up a miserable amount of credit card debt in college. Don't get me wrong – I'm thankful I had access to credit cards so I never had to say no to fun or friends during college due to my financial situation. And, I
BillCutterz Review – Lower Your Monthly Bills
Fred Frost was watching an episode of ABC’s World News Tonight with Diane Sawyer in 2014 when he learned about a company that would eventually save him thousands of dollars a year. The service – BillCutterz– negotiates lower bills on your behalf. Since that pivotal
How to Keep Visiting Family From Busting Your Food Budget
If your house is like mine you have family visit and it looks like a barren, tornado-ravaged wasteland all rolled into one. I love my family, I really do, but when they come to town it always feels like they eat us out of house
2020 Income Tax Rates Released by the IRS
For the early planners, the IRS announced updated 2020 income tax rates this week. There are 6 federal income tax brackets for 2020 – 12%, 22%, 24%, 32%, 35%, and 37%. The standard deduction for married couples filing jointly will rise from $24,400 to $24,800
7 Customer Loyalty Programs to Earn Rewards
We've written before about using customer loyalty to your advantage to score savings on services like Netflix and DIRECTV. Service companies like these will frequently give long-term customers a discount to retain their business. Many retailers and restaurants also offer rewards programs for repeat business.
3 Tips to Find the Best Deal on Holiday Flights
With the holidays quickly approaching, I thought it would be a great time to share information on finding the best deals for travel. Over the years, our family has spread across multiple states. I’m always looking for the cheapest way to travel so that we
Where to Get Free Conference Calling
Thought we'd republish this post originally written in 2015 about FreeConferenceCall.com because it is a conference calling a provider that is getting greater scrutiny by the federal government. It is a service that we continue to use and rely on. You can find more details