Category: Saving

10 essential FIRE reads for 2020

The ideas that originated the FIRE movement began with the 1992 book Your Money or Your Life by Vicki Robin and Joe Dominguez and the 2010 book Early Retirement Extreme by Jacob Lund Fisker. Since then, countless people have taken advantage of these principles to navigate a path to becoming financially independent and retiring early. …

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14 Best Money Saving Ideas for 2020

We are 2 months into 2020 and by now you may have given up on some of your New Years Resolutions. However, this year is going to be different! This next year has to be different! We can’t continue on the same trajectory we are on! Do you need to take that final step to …

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How to Keep Visiting Family From Busting Your Food Budget

If your house is like mine you have family visit and it looks like a barren, tornado-ravaged wasteland all rolled in to one. I love my family, I really do, but when they come to town it always feels like they eat us out of house and home. Instead of the normal and somewhat frugal …

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2020 Income Tax Rates Released by the IRS

For the early planners, the IRS announced updated 2020 income tax rates this week. There are 6 federal income tax brackets for 2020 – 12%, 22%, 24%, 32%, 35%, and 37%. The standard deduction for married couples filing jointly will rise from $24,400 to $24,800 for tax year 2020. Single taxpayers and married individuals filing …

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How Can I Lower My Xfinity Cable Bill?

Thought we would republish this post from several years ago, as it still has good information about how to lower your cable bill with Xfinity (formerly Comcast). Hope it helps! A couple weeks ago we got a notice in the mail that our Xfinity cable bill was going up by about $50. Apparently they had …

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How to Save for a Short Term Need or Want

Often in life we have sudden needs or wants pop up. So what do you do about it? Charge it? Take out a loan? Go to a Paycheck Advance to get cash until pay day? Wait for the government to provide it for you, because “it’s an American right.” Hopefully you will never have to …

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How to Create Your Own Pension

Gone are the years of the traditional pensions and 30+ years with one company. Today, people need to be much more reliant on their own means of saving, investing, and planning. It’s definitely a hard task when there is so much data out there, so many “wants” eating at your ability to save, and most …

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