There are several benefits of being a part of a homeowner association. Some include: getting to meet a lot of different people, being a part of the governing board to determine the direction of the community and the ability to exercise collective buying power to save more money. Charlie has written about how “loving your neighbor” can
As we move into another year, I take a look back at how 2018 went and ways I can improve for the new one. Where did we spend too much? Where can we cut back? Do we really need this or that expense? And, can we do better overall? While a main focus of mine
It seems we’re in a time where everything is in constant change and improvement. It’s not “good” just to sit idle. We’re bombarded with the constant upgrade packages and the latest and newest this or that. If you’re in a job more than three to five years now, you’re viewed as a slug (who’s not
Thought we would republish this post from early 2013 as some of the information is still helpful and we’re always wanting to avoid those fees! This past month, when I went to pay my mortgage, I noticed that they were charging me an extra $7.99 fee for paying my balance due. I thought this was
Last fall we got a notice from our homeowner association we needed to ensure our soffit vents were cleaned out before the first snow arrived. They relayed to us, blocked soffit vents are one of the leading causes of ice dams forming on the roof. Eek! Here’s an article I wrote about how poor insulation
Since obtaining insurance can be somewhat complex and difficult to ensure you are getting the right type of insurance coverage, while not paying too much – I thought I would ask my insurance agent if they might have some ways to help us save more on our policies. Huge thanks Trina of McAlpin Agency in
I came to a conclusion while being shamelessly dressed liked a cow to get a free meal at Chick-Fil-A recently: sometimes you have to be creative to make or save a buck. Am I right? I began reflecting on the interesting, weird and bizarre things I have done all in the name of earning or
Growing up on a farm during the early 80’s I was privileged to watch my folks try and make ends meet through the farming crisis. Luckily, my parents weren’t alone but had my Grandparents only three miles away to help each other out. My Grandparents, who survived the Great Depression, knew a thing or two
“If finances were all about math, then all mathematicians would be millionaires.” In 2015, I was hit with a realization: The reality that finances are more about behavior modification, then about numbers. It is more about suppressing wants and purging your life of debt (like a disease). When my wife and I entered the class, I had
We thought we’d republish our post about lowering your AT&T bill as there are more cell phone providers in the market – but AT&T still remains one of the premiere players out there. While you may be able to save more with an MVNO provider, AT&T still offers some of the best service. My wife
