“If finances were all about math, then all mathematicians would be millionaires.” In 2015, I was hit with a realization: The reality that finances are more about behavior modification, then about numbers. It is more about suppressing wants and purging your life of debt (like a disease). When my wife and I entered the class, I had
Six years ago I switched from Vonage to Ooma home phone service in an attempt to save money on our monthly phone bills. In February 2012, I determined that I’d had enough of the $35.75/month (after all the taxes and fees) I was paying with Vonage. At the time I’d had a couple of friends that
It’s one thing to buy a product at a deep discount – only to have it crap out on you in a few months, and yet another to pay a premium price for it – and have it last you a lifetime. Trying to figure out when to pay the premium price vs. just going with a
Do you remember that kid who always asked to come over so he or she could play with your stuff? Maybe you were that kid. Hey, no judgment here. Well actually, yes, a little judgement here (moocher). Truth-be-told, I recently realized that I was that kid (a 29 year old version)…with cable tv. I tried
Since everyone’s needs are so unique – selecting a cell phone plan for yourself or family should be a customized process. What fits one person may not fit another. For example, I use an MVNO provider (Mobile Virtual Network Provider) who rents their coverage from the “Big 4” networks. Typically these providers (Ting, Tello, Twigby, Republic Wireless
While we wrote the following post a few years ago, a lot of the information is still pertinent if you are looking for an online lender, like LendingTree. Getting multiple offers from banks can be a real benefit – but as you can see – there are some downsides to be aware of. With interest
If you’ve been around our site for any length of time we are pro-life insurance. And, more specifically, term life insurance. I got my term policy back in 2004 after waking up to my financial situation of being some $20k in debt, unemployed, and not wanting to leave a legacy of debt behind should something
We thought we’d republish our post about lowering your AT&T bill as there are more cell phone providers in the market – but AT&T still remains one of the premiere players out there. While you may be able to save more with an MVNO provider, AT&T still offers some of the best service. My wife
As a birthday gift, thrifty guy Charlie surprised me with a Amazon Echo Dot (Thanks man!). I was thrilled to get it as it’s been something I’ve wanted to try out and review for some time. So, here’s a quick look at er and my thoughts on it. What is the Amazon Echo Dot? Simply
For 2017 my employer had a fitness challenge to everyone that participated in our healthcare plans. The challenge was to walk 7,500 or more steps every day from August 28th to October 6th. In return, we had the opportunity to earn $250 in our HSA (health savings account), which definitely helps with our medical bills
