includes personal finance, saving money, escaping debt, insurance, and shopping
With mortgage rates at historic lows, there has never been a better time to refinance a mortgage. Refinancing a mortgage may allow you to reduce your interest rate, cut your monthly payments, reduce the number of years it takes you to pay off your home, or tap into your home’s equity. Refinancing may also
The other day, I installed a new “over-the-range” microwave in our rental home after the old one went kaput. But, after successfully installing the new microwave, I found myself with a large appliance that had no place to go and needed to get rid of the old microwave. Needless to say, installing one of these bad
“Who is hiring during Coronavirus?” This is a question being asked by millions of people who have lost their job due to COVID-19. All of us have dear friends and family that will be affected – including me. My mother lost her job of 20+ years three weeks ago when her employer had to shut
We are in a period of uncertainty and fear. Many of us are going through changes to how we live and work. Some changes are relatively minor like not being able to dine out, while other people are struggling to balance childcare and work, and others are experiencing the pain of job loss. Whatever your
In this article, we cover 10 essential FIRE reads and book summaries for 2020. The ideas that originated the FIRE movement began with the 1992 book Your Money or Your Life by Vicki Robin and Joe Dominguez and the 2010 book Early Retirement Extreme by Jacob Lund Fisker. Since then, countless people have taken advantage
We are 2 months into 2020 and by now you may have given up on some of your New Years Resolutions. However, this year is going to be different! This next year has to be different! We can’t continue on the same trajectory we are on! Do you need to take that final step to
The Federal Reserve estimates that Americans lend $184 billion dollars to friends and family members each year. As you likely know, these loans can be awkward for both the borrower and lender when it comes time for repayment. I’ve been the embarrassed borrower who completely forgot to repay someone, and I’ve been the lender who
I racked up a miserable amount of credit card debt in college. Don’t get me wrong – I’m thankful I had access to credit cards so I never had to say no to fun or friends during college due to my financial situation. And, I have many great irreplaceable memories show for it. But, when
Fred Frost was watching an episode of ABC’s World News Tonight with Diane Sawyer in 2014 when he learned about a company that would eventually save him thousands of dollars a year. The service – BillCutterz– negotiates lower bills on your behalf. Since that pivotal moment five years ago, Frost estimates that he has saved
We’ve written before about using customer loyalty to your advantage to score savings on services like Netflix and DIRECTV. Service companies like these will frequently give long-term customers a discount to retain their business. Many retailers and restaurants also offer rewards programs for repeat business. These tend to be programs you sign up for upfront,
