Often in life, we have sudden needs or wants pop up. So what do you do about it? Charge it? Take out a loan? Go to a Paycheck Advance to get cash until payday? Wait for the government to provide it for you, because “it’s an American right.” Hopefully, you will never have to use
We’ve written quite a bit about the Great Depression. I think one of the reasons for this is because we’ve had family members who lived through it. Another big reason is there are many lessons that we can learn from that period. From how they saved money, farmed and survived it. While some economists and
I’ve made a lot of mistakes with my wallet. A dress shirt that didn’t quite fit – mistake. A monthly subscription I hardly used – mistake. A toy that my daughter is not (and probably never will be) interested in – mistake. Extra queso at Qdoba – nah that was worth it, never mind. As
Gone are the years of the traditional pensions and 30+ years with one company. Today, people need to be much more reliant on their own means of saving, investing, and planning. It’s definitely a hard task when there is so much data out there, so many “wants” eating at your ability to save, and most
Years ago, I had an interview with a new company after I was looking for new opportunities. I had to brush up on my rusty interviewing skills. I love interviews too. It gives me a good idea of where I am at in the market place (both salary and skill level). Another reason is it
In my youth, I had the lucky chance to be raised on a farm in Iowa. Growing up I thought a lot differently and hated going out to do chores, shoveling pig manure, or walking beans. At the time it felt pointless, and I felt like free labor to my dad, Grandpa, and uncle. Without
Two is better than one, the writer of Ecclesiastes tells us. And he’s right. But the best advice my wife and I received as newlyweds in regards to marriage and money was the opposite – a budget based on one income is better than two. The guidance was simple: create a budget as if only
Just landed your first full-time job after college? Even if you’re on a decent salary, you can still end up in debt or with little to show for it. From new clothes to high-tech gadgets, it can be tempting to blow your hard-earned cash. But if you manage your money well and learn how to
At 13 years old I asked my parents if I could start investing money in the stock market through a mutual fund. I’d saved about $1500 from starting my own hog selling business, and through working in the fields during the summer. My small nest egg was the result of 4-5 years of hard work,
I am always interested to hear about new ways folks are finding to make extra money online today. Add to that list: teacher lesson plans. I found this story on Huff Post – about a elementary school teacher who found an online community where she could sell her teaching plans to other teachers. The site
