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Make & Save Money

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How to Save for a Short Term Need or Want

Often in life, we have sudden needs or wants pop up. So what do you do about it? Charge it? Take out a loan? Go to a Paycheck Advance to get cash until payday? Wait for the government to provide it for you, because “it’s an American right.” Hopefully, you will never have to use

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giving joy

Giving Joy

I’ve made a lot of mistakes with my wallet. A dress shirt that didn’t quite fit – mistake. A monthly subscription I hardly used – mistake. A toy that my daughter is not (and probably never will be) interested in – mistake. Extra queso at Qdoba – nah that was worth it, never mind. As

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pension plans

How to Create Your Own Pension

Gone are the years of the traditional pensions and 30+ years with one company. Today, people need to be much more reliant on their own means of saving, investing, and planning. It’s definitely a hard task when there is so much data out there, so many “wants” eating at your ability to save, and most

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Man holding briefcase

6 Tips for a Successful Interview

Years ago, I had an interview with a new company after I was looking for new opportunities. I had to brush up on my rusty interviewing skills. I love interviews too. It gives me a good idea of where I am at in the market place (both salary and skill level). Another reason is it

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growing up farm taught

5 Things Growing up on a Farm Taught Me About Finances

In my youth, I had the lucky chance to be raised on a farm in Iowa. Growing up I thought a lot differently and hated going out to do chores, shoveling pig manure, or walking beans. At the time it felt pointless, and I felt like free labor to my dad, Grandpa, and uncle. Without

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money and marriage

One Is Better Than Two

Two is better than one, the writer of Ecclesiastes tells us. And he’s right. But the best advice my wife and I received as newlyweds in regards to marriage and money was the opposite – a budget based on one income is better than two. The guidance was simple: create a budget as if only

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office space

6 Tips to Save Money After Landing Your First Job

Just landed your first full-time job after college? Even if you’re on a decent salary, you can still end up in debt or with little to show for it. From new clothes to high-tech gadgets, it can be tempting to blow your hard-earned cash. But if you manage your money well and learn how to

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hand holding coins

Can Kids Invest in Stocks or Mutual Funds?

At 13 years old I asked my parents if I could start investing money in the stock market through a mutual fund. I’d saved about $1500 from starting my own hog selling business, and through working in the fields during the summer. My small nest egg was the result of 4-5 years of hard work,

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Classroom with teacher and kids

How to Make Extra Money as a School Teacher

I am always interested to hear about new ways folks are finding to make extra money online today. Add to that list: teacher lesson plans. I found this story on Huff Post – about a elementary school teacher who found an online community where she could sell her teaching plans to other teachers. The site

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