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kids phone line

When Should You Buy Your Child a Phone?

The label was right over the zipper and everyone at school had em. In fact, if you didn’t have a pair, you might as well go sit in the corner at lunch and hang your head in shame. Girbauds were the clothing item you had to have in the early 90’s. Rap group Kris Kross and others helped

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Community perks

The Perks of Community

Always support the head. Have the new diaper ready. Sleep is for wimps. It pays (literally) to live in close community with other people. These are all lessons I’ve learned in the past two weeks after the birth of our first baby! I was reflecting with an overwhelming sense of gratitude towards the people we

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The Importance of Having Life Insurance

Note: this is from a post Charlie wrote a couple of years ago that has been updated and revised with new information. This past weekend our neighborhood had a pretty big tragedy. One of our neighbors was in an accident, and was killed, leaving behind a young wife and two small children (1 and 3

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The Best $50 I’ve Ever Spent

It was the spring of 2009 and I was feeling lonely. Just a year earlier, I had paid off the remaining balance on my student loan (becoming debt-free*), purchased my first home, was generally content at my full-time job and meeting new friends at a new church home. (*except for the house I just purchased). I really had all

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Making a Thrifty Small Summer Vacation

When I was 14 years old my cousin took me on my first camping trip in lower Minnesota along the Des Moines River. It was an experience that changed my life significantly. During my first trip we got to roast smores, cook Dinty Moore stew over the open flame, tell ghost stories, sleep in a

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Are Your Financial Decisions Creating More or Less Stress?

Are you doing everything you can to reduce your expenses, but feel like your family is just trying to survive? Do you feel like you are encased in a water tank and you are just trying to keep your head above the water line? For a lot of our readers this visual description is a reality.

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