With open enrollment around the corner for many people, thought we’d re-share this healthcare alternative that Matthew and his wife found in, Medi-Share. So far, they’ve been happy for the switch. Picking up where I left off Everybody has their temporary obsessions. Some people research their ancestors. Some people binge watch The Walking Dead. My temporary obsession …
Category: Insurance
6 Ways to Save Money on Insurance (Written by an Insurance Agent)
Since obtaining insurance can be somewhat complex and difficult to ensure you are getting the right type of insurance coverage, while not paying too much – I thought I would ask my insurance agent if they might have some ways to help us save more on our policies. Huge thanks Trina of McAlpin Agency in …
Happy Birthday, Medi-Share (One Year on This Medical Cost-Sharing Plan)
Last Saturday was quite the day. Our family celebrated the first birthday of our firstborn daughter, Stella. We also celebrated year one under the coverage of Medi-Share®, the medical cost-sharing plan that I’ve wrote about before. Now we didn’t celebrate the 365th day of Medi-Share coverage by smashing our faces into food or riding around …
Bestow Life Insurance – A Quick Look at This Term-Life Start-up
If you’ve been around our site for any length of time we are pro-life insurance. And, more specifically, term life insurance. I got my term policy back in 2004 after waking up to my financial situation of being some $20k in debt, unemployed, and not wanting to leave a legacy of debt behind should something …
Knowns and Unknows in Medical Cost Sharing – Part III (Medi-Share Review)
I really hope I don’t have to write a follow up to this post. Seriously. Because if I write a follow up that means my baby daughter or wife has been sick and I’ve had to find out how well medical cost sharing through Medi-Share works. Our family has officially signed up for coverage – …
Lessons I Learned in Going Through a Tornado
This past Friday our city went through some pretty tough times! On June 15, our town and neighborhood got hit by two tornadoes. My neighborhood got hit by a category F2 (113-157 mph winds) tornado and our adjacent neighborhood got hit by a F1 tornado (73-112 mph winds). It was extremely surreal and hard to …
What is Medical Cost Sharing Health Insurance and is it a Good Alternative? Part I
A semi-truck and a double-decker bus have been colliding in my mind, over and over, the past few days. The semi truck represents the thrifty side of me. The double-decker bus represents the cautious side of me, specifically when it comes to matters of my family. Normally these two vehicles run side by side, because …
The Importance of Having Life Insurance
Note: this is from a post Charlie wrote a couple of years ago that has been updated and revised with new information. This past weekend our neighborhood had a pretty big tragedy. One of our neighbors was in an accident, and was killed, leaving behind a young wife and two small children (1 and 3 …
Should Life Insurance Be Mandatory?
Let me first start by saying that I come from a viewpoint that we probably ought to legislate (control?) behavior less in our society. Less rules about how folks ought to live their lives, the better. I believe we should own and be responsible for our actions and choices. That said, there are some things I realize that are …
Why I Increased My Auto Insurance Coverage
I got a letter from my insurance agent out of the blue last week. Now, I’ve been with this agency for over 15 years. In fact, I’ve been with them for all of my life, as my father used them too. So, I do trust them when they make recommendations like this. Here’s how the letter …