I really hope I don’t have to write a follow up to this post. Seriously. Because if I write a follow up that means my baby daughter or wife has been sick and I’ve had to find out how well medical cost sharing through Medi-Share works. Our family has officially signed up for coverage – …
Category: Insurance
Lessons I Learned in Going Through a Tornado
This past Friday our city went through some pretty tough times! On June 15, our town and neighborhood got hit by two tornadoes. My neighborhood got hit by a category F2 (113-157 mph winds) tornado and our adjacent neighborhood got hit by a F1 tornado (73-112 mph winds). It was extremely surreal and hard to …
Comparing Medical Cost Sharing Plans and Which One I Chose – Part II
Picking up where I left off Everybody has their temporary obsessions. Some people research their ancestors. Some people binge watch The Walking Dead. My temporary obsession has been researching and comparing medical cost sharing organizations (fun huh?!). These organizations offer a lawful alternative to health insurance. My previous post covered the basics of medical cost sharing. More recently, …
What is Medical Cost Sharing Health Insurance and is it a Good Alternative? Part I
A semi-truck and a double-decker bus have been colliding in my mind, over and over, the past few days. The semi truck represents the thrifty side of me. The double-decker bus represents the cautious side of me, specifically when it comes to matters of my family. Normally these two vehicles run side by side, because …
The Importance of Having Life Insurance
Note: this is from a post Charlie wrote a couple of years ago that has been updated and revised with new information. This past weekend our neighborhood had a pretty big tragedy. One of our neighbors was in an accident, and was killed, leaving behind a young wife and two small children (1 and 3 …
Should Life Insurance Be Mandatory?
Let me first start by saying that I come from a viewpoint that we probably ought to legislate (control?) behavior less in our society. Less rules about how folks ought to live their lives, the better. I believe we should own and be responsible for our actions and choices. That said, there are some things I realize that are …
Why I Increased My Auto Insurance Coverage
I got a letter from my insurance agent out of the blue last week. Now, I’ve been with this agency for over 15 years. In fact, I’ve been with them for all of my life, as my father used them too. So, I do trust them when they make recommendations like this. Here’s how the letter …
How Much Does Term Life Insurance Cost?
Term life insurance is the most affordable option when it comes to protecting your loved ones should the unexpected happen. The exact pricing varies depending upon the individual, the product, and the amount of coverage you choose. Everyone’s situation is unique so a policy that works for some may not be the best choice for …
5 Types of People Who Need Life Insurance
The goal of life insurance is to provide a measure of financial security to your loved ones should you die. In its simplest form, it’s a tool to protect against the loss of income. Not everyone needs life insurance and maybe you are trying to decide if you should purchase or not. Are there people …