Category: Finances

How Does the Equifax Settlement Affect Me?

Unless you’ve been living off-grid like our friend, Lamar, you probably are already aware of the Equifax data breach that transpired in 2017, affecting over 145 million accounts. Hackers infiltrated their systems and had access to personal data which included full names, Social Security numbers, birth dates, addresses, and driver license numbers. Fast forward to today, and …

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Check, Please!

Keeping more dollars in your pocket can be boiled down to following the wise adage of the great philosopher Ice Cube. “Check yourself, before you wreck yourself,” he wisely quipped (maybe in a slightly different vernacular). Although he wasn’t giving a seminar on money management at the time, I’ve found the word ‘check’ to be …

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6 Money (and Life!) Lessons I’ve Picked Up From Cowboys

My wife and I sometimes find a tv show we both like and we’ll use it as a way to spend time together and chill-out – particularly in the evenings. The latest one we discovered is about three young(er) cowboys and their families from Alabama. In The Cowboy Way (Amazon Prime), Bubba, Booger (yes, that’s …

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What Do You Own?

Recently read an insightful article from Paul Jarvis entitled, “Ownership Is Resistence.” In it Jarvis writes: “In a single generation, we’ve moved away from ownership. We’re now in an on-demand, gig economy where what we can truly own is constantly diminishing. Car ownership is being replaced by ride-shares or leases. Labor is being replaced by contractors without …

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How Much I Earned From My Secret Shopping Excursion

I’ve always dreamed of being a secret shopper. It’s the closest I’ll ever come to seeing my fantasy of being an undercover spy like Jason Bourne come to fruition. Going undercover to infiltrate foreign governments…going to Runza and checking restroom cleanliness…pretty similar right? Since I’ve recently upgraded to a smartphone (yes, the date on this …

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How to Teach Kids About Saving Money

For parents, the greatest responsibility (besides leading them to Christ) we have is showing our kids how to manage their money. With how much our world is centered around money, and the trials and tribulations that are associated with money, we owe it to our kids to teach them for 18 years of their life …

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How I Quickly Settled an Unresolved Consumer Complaint

A couple years ago, my wife went down to attend a family member’s wedding. She rented a vehicle from a company that we’ll affectionately refer to as “Not-Thrifty Rental” for the duration of this post (or NTR for short).   After the trip was over and I was going through some of the expenses, I …

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How Netflix Has Changed American’s Finances

I love Netflix, like the next guy. But, I think it’s helped change our personal finance habits – for the worse. But Netflix isn’t the only culprit. Many software companies have turned to a Software as a Service (SaaS) model, where customers are required to pay a monthly subscription to “rent” their programs. In the …

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Why Do You Do That With Your Finances?

In his recent Friday Forward blog, author and CEO Robert Glazer, shares the “pot roast” story (you may know it): A mother was preparing a pot roast for her family’s Easter meal while her young daughter helped. Knowing her daughter was very curious, the mother clarified each step. As she was preparing to put the …

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The Top Frauds of 2018 (and How You Can Avoid Being a Victim)

I regularly receive updates from the FTC as they produce some interesting content and let you know about any new or unusual activity out there in regards to trade / commerce and how some “not-nice” people out there could be looking to take advantage of you. They’ve recently released a report on last years fraud …

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