Category: Debt

Why I Got Out of Debt…Then Got Back in 2 Months Later

A 5 year goal was finally realized – walking into the bank with my wife and proudly signing the paperwork to pay off the remaining balance of the home mortgage. Years of my wife and I donating her paycheck to the cause, saying no to some of the finer things, and getting a little lucky …

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Passive Income Streams: August 2017 Report

This past month has been focused on my monthly goals and writing them down. I had a record total 19 goals listed to accomplish in August and accomplished 12 of those goals. That is a big deal to me because I’ve broken a lot of my yearly goals into the smallest measurable unit (and added some …

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Student Loan Repayment Strategies Based on Financial Standing

Without a doubt, getting a college education is expensive — perhaps costlier than at any other time in recent history.  In fact, the national student loan debt stands at 1.4 trillion dollars, and this number continues to grow at an alarming rate.  While many graduates are able to meet their financial obligations, others have a …

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How to Create a Debt Snowball

I wrote about the debt snowball 7 years ago to the day and thought it may be useful if we reposted it again as it was (and still remains) one of the most important systems I used to get rid of my debt. The debt snowball was made popular by Dave Ramsey and has many …

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Passive Income Streams: Apr 2017 Report

Much like the month before, April came and went. It is amazing, if you aren’t intentional with your days and hours, how the month can just slip past you so quickly. Last month I really focused a lot on accomplishing some of my primary goals. I worked hard on controlling my eating, and getting good …

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Being Efficient With the Small Things

Next weekend I’ll be running my sixth half marathon and my first one since hitting 40 years old. As I get older the miles feel harder and harder, but I continue to push on. I push on, because I know that if I stop and become sedentary, then it’ll be harder to gain back my …

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Should I Repair an Old Car or Buy a New One?

This past week I started hearing some weird noises from my 12 year old van. Anytime I started my air conditioning unit it started making a sputtering noise. So, I took it into the repair shop that I regularly have all my maintenance done at. After getting it inspected they told me that the air …

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Passive Income Streams: Mar 2017 Report

It feels like each month is going by quicker than the last one. March flew by, and primarily due to how much I’ve had to do at work! This past month we did our taxes and came to find out that we owed $2,200. After talking to our great accountant (my mother-in-law), we came to …

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