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Debt

Review of Zirtue - Peer-to-peer Lending

Zirtue Review – A Peer-to-Peer Lending App

The Federal Reserve estimates that Americans lend $184 billion dollars to friends and family members each year.  As you likely know, these loans can be awkward for both the borrower and lender when it comes time for repayment.  I’ve been

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Truths and myths about credit scores

7 Truths and Myths Around Credit Scores

While I don’t think we need to be consumed with our credit scores, they are a necessary evil for the lot of us. So, unless are debt-free and have gobs of money in the bank, your credit score will be

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lincoln and his debt

Abraham Lincoln – The Debtor

I love to read biographies of significant people in history. One of my favorite subjects is Abraham Lincoln. In his book about the Great Emancipator, author Thomas Keneally writes how Lincoln was once a great debtor. Most of his indebtedness

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student loan default

What Happens If I Default on My Student Loans?

The following article was written by Brandon Endsley, a Financial Aid Administrator and Purdue Alumni, who administers the MyMoney website at Purdue University. We asked him if he could address some of the issues surrounding student loan defaults – as they

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fixed expenses

10 Ways to Save Money on Fixed Expenses

The other day I had an interesting conversation with my eight year old son in the car about debt. He asked me, “Dad, why don’t you and mom have a lot of debt? Why do you think it’s bad?” I

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