Author: Kevin

A freelance personal finance writer and "thrifty guy" who runs the site, Out of Your Rut, Kevin contributes insightful articles to TTG several times a year.

Personal Capital Review – An All-in-One Financial Platform

Personal Capital is one of the growing number of investment platforms available. But it may be even better described as an account aggregator since it also connects virtually all of your financial accounts, including your bank accounts, investment accounts, credit cards and even your mortgage. On top of that, they also provide investment advice to …

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How to Make Money Online

We’re in a time when traditional bricks-and-mortar jobs – especially the kind that pay a living wage and offer full benefits – are becoming increasingly scarce. At the same time, opportunities to make money online are increasing all the time. We may even be in a major shift in the occupational landscape, one of historic proportions. …

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Early Retirement – It’s All in the Numbers

There’s so much press devoted to the idea of early retirement, but is it even really possible for the average person? The answer to that is almost certainly yes, but it’s all in the numbers. As in, you have to get the numbers right in order to have any hope of it working out. Saving …

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How Long Could You Live Without a Paycheck?

Back in 2012 Huffington Post reported that two thirds of American households are living paycheck-to-paycheck. Quoting the results of a survey from the American Payroll Association, they reported that 68% of households would find it “somewhat difficult or very difficult if their paychecks were delayed for a week”. Are you one of the majority who …

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What Financial Freedom Looks Like

Ask a dozen people what financial freedom looks like, and you’re likely to get a dozen different answers. That’s because financial freedom is completely subjective – we each view it in our own personal way. But I’m going to attempt to form a loose definition that will likely apply to the largest number of people. …

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Betterment Review – Low-cost Investment Advisory and Management Service

Betterment is an investment advisory and management service that has been drawing praise and growing rapidly over the past couple of years. Whether you are a new investor, or seasoned one, Betterment is worth checking out. What is Betterment? Based in New York City, Betterment.com is an online investment advisor, providing investment advice and automated …

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The Best Gift Cards for the Holidays

Let’s face it, it’s not always possible to get the right gift for everybody on your Christmas list. Sure, some people are pretty easy to buy gifts for, but for everyone else – well, that’s what gift cards are for. It’s often believed that gives cards are default gifts, almost as if they are the …

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