Author: Charlie

An IT professional, Charlie also buys and sells liens, lives on the cheap and runs marathons. In his spare moments, he raises 3 children, does the dishes and writes one post a week. His former blog, Frugal Retirement Plan, has been cited by US News and World Report. He saves money on his cell phone bill by using Republic Wireless. DEBT-FREE

How to Save Money on Lawn Care (Do it Yourself Tips)

In a bad economy it’s always hard to save money on lawn care, and at the same time you don’t want your lawn to look like a jungle. If you live a suburban lifestyle as well you don’t want your lawn to be the talk of the neighborhood. Since going from being raised on a …

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Passive Income Streams: May 2018 Report

Well…after 13 years to the date of buying our house, we have officially paid it off! YA!!!! It is hard to believe! After all the hard work of paying extra, putting the multiple income streams towards it, and making a lot of sacrifices. It still feels surreal that it is true. I felt like I …

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7 Potential Ways to Save Money as a Stay-at-home Mom

“Behind every good man is a better woman.” That is a saying I firmly believe after being married to my wife for 11 years now. After our first child was born in 2004 my wife and I decided to have my wife be a stay-at-home mom from that point on (or at least for one year). One …

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How to Make Swiffer Wet Jet Refill

About six years ago I was sick of paying $4.99 for the Swiffer Wet Jet Refills and wanted a cheaper solution. I could have gone with the classical mop and bucket route, but I liked the design and functionality of the Swiffer Wet Jets. So I started playing around with refill bottles and started looking …

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Minimalism – How Owning Less Stuff Will Save You Money

In 2008, I first heard of this crazy concept called “Minimalism“. It was where people were purposely removing unneeded stuff from their lives, because they didn’t want their possessions weighing them down. “Who were these strange people?” From reading Unclutterer.com I’d came upon this way-of-life, which was completely contradictory to everything I’d been taught as an …

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Passive Income Streams: March 2018 Report

This past month has continued to help me progress towards my two primary goals of making $7,500 from the blog and $10,000 from AirBnb! We got a few visitors this past month at our BnB, and we had a ton of bookings for the summer months! With that said, we’ve already started increasing our prices, …

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Financial Peace University Review

“If finances were all about math, then all mathematicians would be millionaires.” In 2015, I was hit with a realization: The reality that finances are more about behavior modification, then about numbers. It is more about suppressing wants and purging your life of debt (like a disease). When my wife and I entered the class, I had …

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10 Ways to Save Money on Fixed Expenses

The other day I had an interesting conversation with my eight year old son in the car about debt. He asked me, “Dad, why don’t you and mom have a lot of debt? Why do you think it’s bad?” I responded, “Well, Elijah, your mom and I don’t want to be a slave to the …

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Ooma Phone Review 2018 – Six Years Later

Six years ago I switched from Vonage to Ooma home phone service in an attempt to save money on our monthly phone bills. In February 2012, I determined that I’d had enough of the $35.75/month (after all the taxes and fees) I was paying with Vonage. At the time I’d had a couple of friends that …

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Passive Income Streams: February 2018 Report

After a slow January with Airbnb, our income streams started to pick up steam and are continuing to grow! We continued to stay consistently above $1000 in extra income and our mortgage payoff is only three months away. With blogging and giving accountability to our mortgage payoff and passive income, this has motivated me, even …

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