Author: Charlie

An IT professional, Charlie also buys and sells liens, lives on the cheap and runs marathons. In his spare moments, he raises 3 children, does the dishes and writes one post a week. His former blog, Frugal Retirement Plan, has been cited by US News and World Report. He saves money on his cell phone bill by using Republic Wireless. DEBT-FREE

Memorial Day Savings 2019

Happy Memorial Day weekend! Summer is almost here and the kids are nearly (if not already) out of school. With the Memorial holiday upon us comes a lot of great deals that are being offered to attract customers in over the three day weekend! Here are a few of our favorite deals that are being …

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How to Teach Kids About Saving Money

For parents, the greatest responsibility (besides leading them to Christ) we have is showing our kids how to manage their money. With how much our world is centered around money, and the trials and tribulations that are associated with money, we owe it to our kids to teach them for 18 years of their life …

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Interview With Joshua Becker on Minimalism

The following was first published several years ago, but thought we would combine the two interviews that took place with Charlie and Joshua on minimalism. Enjoy. Last week our church had a speaker come in for a Tuesday night special on “Doubling Your Impact.” I got word from one of our friends that the speaker …

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How to Save for a Short Term Need or Want

Often in life we have sudden needs or wants pop up. So what do you do about it? Charge it? Take out a loan? Go to a Paycheck Advance to get cash until pay day? Wait for the government to provide it for you, because “it’s an American right.” Hopefully you will never have to …

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How to Create Your Own Pension

Gone are the years of the traditional pensions and 30+ years with one company. Today, people need to be much more reliant on their own means of saving, investing, and planning. It’s definitely a hard task when there is so much data out there, so many “wants” eating at your ability to save, and most …

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6 Tips for a Successful Interview

Years ago, I had an interview with a new company after I was looking for new opportunities. I had to brush up on my rusty interviewing skills. I love interviews too. It gives me a good idea of where I am at in the market place (both salary and skill level). Another reason is it …

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5 Things Growing up on a Farm Taught Me About Finances

In my youth, I had the lucky chance to be raised on a farm in Iowa. Growing up I thought a lot differently and hated going out to do chores, shoveling pig manure, or walking beans. At the time it felt pointless, and I felt like free labor to my dad, Grandpa, and uncle. Without …

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7 Common Missed Fees That You Need to Avoid

Thought we would republish this post from early 2013 as some of the information is still helpful and we’re always wanting to avoid those fees!  This past month, when I went to pay my mortgage, I noticed that they were charging me an extra $7.99 fee for paying my balance due. I thought this was …

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Can Kids Invest in Stocks or Mutual Funds?

At 13 years old I asked my parents if I could start investing money in the stock market through a mutual fund. I’d saved about $1500 from starting my own hog selling business, and through working in the fields during the summer. My small nest egg was the result of 4-5 years of hard work, …

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Passive Income Streams: August 2018 Report

The summer months seem to be dragging on with the kids out of school. Can I get an AMEN from all the stay-at-home parents? In July we took a lot of trips, and worked on relaxing! For my wife’s birthday, we took a four day weekend and went to Traverse City, and Mackinaw Island! Was …

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