Author: Charlie

An IT professional, Charlie also buys and sells liens, lives on the cheap and runs marathons. In his spare moments, he raises 3 children, does the dishes and writes one post a week. His former blog, Frugal Retirement Plan, has been cited by US News and World Report. He saves money on his cell phone bill by using Republic Wireless.

Passive Income Streams: August 2018 Report

The summer months seem to be dragging on with the kids out of school. Can I get an AMEN from all the stay-at-home parents? In July we took a lot of trips, and worked on relaxing! For my wife’s birthday, we took a four day weekend and went to Traverse City, and Mackinaw Island! Was …

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Money Management Tips for College Freshmen

The following article is a guest post from my college freshman brother, Ryan. He provides some great insight into how to manage your money on your own during your college years. When I was ready to start my freshman year of college this year, there were so many things that I was worried about. Where …

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Passive Income Streams: July 2018 Report

Does anyone else feel like the summer is just flying by? If you aren’t intentional about what you are doing with your money, then I find that it goes by even quicker! Over the summer months, I’ve been continuing to focus on my two primary sources of income, which have been the blog and AirBnB. …

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Six Benefits of Rolling Over Your 401k

This month I had on my list of monthly goals to rollover my 401k from an employer I left in 2011 to Vanguard. Last Friday I pulled the trigger after running into a number of hurdles that were preventing me from getting my 401k. These hurdles were: Spousal Consent Form – notarized letter with my …

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14 Money Saving Tips From The Great Depression

Growing up on a farm during the early 80’s I was privileged to watch my folks try and make ends meet through the farming crisis. Luckily, my parents weren’t alone but had my Grandparents only three miles away to help each other out. My Grandparents, who survived the Great Depression, knew a thing or two …

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Passive Income Streams: June 2018 Report

Now that the house is paid off we’ve put our savings on autopilot. It is nice to have our multiple income streams go towards something other than the mortgage company! Lately, we’ve been saving up for buying a new car and going on a big family vacation in October. Our car has lasted 9 years, …

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How to Save Money on Lawn Care (Do it Yourself Tips)

In a bad economy it’s always hard to save money on lawn care, and at the same time you don’t want your lawn to look like a jungle. If you live a suburban lifestyle as well you don’t want your lawn to be the talk of the neighborhood. Since going from being raised on a …

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Passive Income Streams: May 2018 Report

Well…after 13 years to the date of buying our house, we have officially paid it off! YA!!!! It is hard to believe! After all the hard work of paying extra, putting the multiple income streams towards it, and making a lot of sacrifices. It still feels surreal that it is true. I felt like I …

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7 Potential Ways to Save Money as a Stay-at-home Mom

“Behind every good man is a better woman.” That is a saying I firmly believe after being married to my wife for 11 years now. After our first child was born in 2004 my wife and I decided to have my wife be a stay-at-home mom from that point on (or at least for one year). One …

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How to Make Swiffer Wet Jet Refill

About six years ago I was sick of paying $4.99 for the Swiffer Wet Jet Refills and wanted a cheaper solution. I could have gone with the classical mop and bucket route, but I liked the design and functionality of the Swiffer Wet Jets. So I started playing around with refill bottles and started looking …

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