Author: Guest

Ask the Credit Expert: What’s the Ideal Credit Score?

“Kay” is Kayleigh Gaddor, Community Manager at Credit Karma. Dear Kay: Should I leave a credit card open if I’m never going to use it again? -Steve Unless that card has an annual fee, the answer will usually be “yes.” Closing a credit card reduces the overall amount of credit available to you, which affects your credit card …

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Consumers Energy Unleashes SWAT Team On Homeowners

Throughout the 2014 winter, cold fronts and snow storms have continually swept across the northeastern states, keeping most people home-bound for days at a time. This winter season, the fierce cold has been especially bitter, forcing many homeowners to crank up their heat just to keep a comfortable temperature inside their homes. 

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It Pays to Be Prepared: 3 Tips to Plan for Your Retirement

Around 28 percent of those nearing retirement age claim to be unprepared for such a massive life change, with most citing inadequate financial planning as a main reason for being anxious about leaving the workforce. Many of us don’t feel ready for retirement, even when we’re well into our 60s and 70s, but even though …

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Finding a Job in Today’s Market – Leveraging Your Strengths

The world’s economies are starting to pick up their pace, but there is still an evident problem – landing a job. While many companies are hiring, there has been far too long of a gap between economic turmoil and the ability for recent graduates to land a job. In fact, just 3 years ago in …

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5 Ways to Score a Deal Without Leaving a Store’s Site

Charlie Cohn is the author of The Step-by-Step Guide to Saving Money with Coupon Codes and Shopping Online and oversees CouponPal.com’s blog. He’s an obsessive deal hacker on the search for new ways to get a discount online and enthusiastic to share his techniques. Do you shop online? Do you spend time searching for the …

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Is it Better to Choose Your Own Investments?

When it comes to choosing investments, there are tons of variables. Therefore, when beginners dive head first into the investment game, they’ve got some big decisions to make. However, lately, there have been several online platforms that do the choosing for you. Today, we’re going to look at the pros and cons of choosing your …

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Men’s Grooming: How to Look Dapper on a Budget

While the concept of male grooming is not that new, there is a limit on how much we’ll spend. Despite the fact that we’d happily fork out over $100 for a night out with the boys or gladly pay the absurd monthly fee for cable sports, we scrunch up our noses over a $25 bottle …

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How I Paid Off $100k in Debt

The following is an interview with Travis – a fellow personal finance blogger at Enemy of Debt and CareOne. He was kind enough to share his get-out-of-debt story with us as he nears the finish line next month. We hope his story will inspire you and encourage you to (if you have debt) start or …

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Key Considerations to Help You Book the Perfect Vacation Destination

Heading off on vacation is something that everyone looks forward to, as this provides the perfect opportunity to relax, unwind, spend quality time with loved ones, and explore the world. Whether you are planning a trip abroad or heading to a destination that is more local, you can look forward to a change of scenery …

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Why Credit Card Churning May Be Risky

I’ve always been a bit fascinated by “credit card churning” to get rewards but have been concerned about how it affects credit scores. Alice from CreditNet.com offers her perspective on the topic. – Aaron Everyone loves the perks of frequent flier miles- you’re rewarded with a free trip for using your credit card.  But some …

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