5 incentives you might not be taking advantage of

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During my last trip to the bank, the teller informed me of a little known incentive that I was eligible for that I was clueless about. It was a nice gesture and I was thankful that he told me about it.

But it got me thinking about other unknown incentives that I’ve qualified for, but would have never known about had not a friend brought it to my attention, or someone else – like this teller.

Here’s a few that I’d like to make you aware of. You might have already heard of some of these. If you have others to suggest, please leave a comment and let us know!

  1. Microsoft’s Home Use Program. I’ve mentioned this in a previous post on ways you can save money through your employer. It’s a great program to take advantage of, but you’ll need to check with your workplace to see if they are participating. For only $10 you can get the Office Suite!
  2. Cash-back cards. I wasn’t aware of this one until I got married. US Bank offers a Flex Perks cash rewards just for using their checking and credit cards. In just over a year and a half, we have accumulated over $150 through this. A lot of times, you’ll need to qualify for their platinum or “gold” card or open a savings account to get this perk. Check and see what your bank might offer. It’s free cash!
  3. Calls for free. Google is one of the most innovative companies and offers most of their products free of charge. One that you may want to take advantage of (if you aren’t already) is Google Voice and Video chats. Of course, you have to be connected via the internet and have a small video camera or mic – but this will pay dividends if this is all you use.
  4. Decreasing your property taxes. This isn’t always a sure bet, but if you have seen your property decline in value these past years (and I would imagine you have), chances are your property taxes have gone. If they haven’t, you may want to look into negotiating them with your county. Bible Money Matters has a good post about how to go about this.
  5. Tax breaks. There are more than you might think out there.Take a look at some of those tax breaks especially geared towards the middle class assembled by Kiplingers.

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