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This is part three of a series of posts on my three keys to financial peace. My first key, which I previously explained, is discernment. My second key is faith. I identify people who are better than me in finances. I listen to what they say about finances. I put those ideas through my discernment filter. I believe in faith.
Faith includes action, not just a belief. I act upon what the experts say. I follow their advice. This sounds simple, however, faith has a prerequisite that is difficult to achieve.
The prerequisite to faith is humility. I realize that I am not an expert in areas that I have not thoroughly studied, experienced, or observed. Since I am not an expert, it is profitable for me to listen to or read the experts. If I am too proud, then I can read the best books by the greatest experts, and come away saying, “That sounds good, but I will do it my way.”
For example, when I was in my early twenties, before I ever received any deliberate teaching on finances, I saw a copy of the book “Margin” by Richard Swenson. In a quick glance, I knew the author was an expert on finances and that it would profit me to read his book. I also knew that I desperately needed direct instruction on personal finances. I read his book and followed his advice. It helped me start my adult life with some concrete financial concepts.
Today I am reaping the rewards of applying what I learned by faith with action. I have been underemployed for the last three months, earning 20% of what I used to make. However, since in the past I lived with a “Margin”, today I am still living like a king. Next post I will reveal my third key to financial peace.