The Federal Reserve estimates that Americans lend $184 billion dollars to friends and family members each year. As you likely know, these loans can be awkward for both the borrower and lender when it comes time for repayment. I’ve been the embarrassed borrower who completely forgot to repay someone, and I’ve been the lender who …
I racked up a miserable amount of credit card debt in college. Don’t get me wrong – I’m thankful I had access to credit cards so I never had to say no to fun or friends during college due to my financial situation. And, I have many great irreplaceable memories show for it. But, when …
Fred Frost was watching an episode of ABC’s World News Tonight with Diane Sawyer in 2014, when he learned about a company that would eventually save him thousands of dollars a year. The service – BillCutterz– negotiates lower bills on your behalf. Since that pivotal moment five years ago, Frost estimates that he has saved …
If your house is like mine you have family visit and it looks like a barren, tornado-ravaged wasteland all rolled in to one. I love my family, I really do, but when they come to town it always feels like they eat us out of house and home. Instead of the normal and somewhat frugal …
For the early planners, the IRS announced updated 2020 income tax rates this week. There are 6 federal income tax brackets for 2020 – 12%, 22%, 24%, 32%, 35%, and 37%. The standard deduction for married couples filing jointly will rise from $24,400 to $24,800 for tax year 2020. Single taxpayers and married individuals filing …
We’ve had a good partnership with Tello for almost three years now, and they are offering a spooktacular deal today through November 1. New customers can get any phone plan for $5 for the first month of service. After that, the regular cost of the plan applies or you can upgrade/downgrade your plan free of …
We’ve written before about using customer loyalty to your advantage to score savings on services like Netflix and DIRECTV. Service companies like these will frequently give long-term customers a discount to retain their business. Many retailers and restaurants also offer rewards programs for repeat business. These tend to be programs you sign up for upfront, …
With the holidays quickly approaching, I thought it would be a great time to share information on finding the best deals for travel. Over the years, our family has spread across multiple states. I’m always looking for the cheapest way to travel so that we can fit in the most visits possible within our budget. …
Thought we’d republish this post originally written in 2015 about FreeConferenceCall.com because it is a conference calling provider that is getting greater scrutiny by the federal government. It is a service that we continue to use and rely on. You can find more details about what they are facing here. A few weeks ago, I …
After encountering some health issues, my wife joined a Planet Fitness gym several years ago to help improve her condition. And although I detest going to the gym with almost every fiber in my being, I was encouraged by her enthusiasm and soon joined her on different occasions. The gym had an inviting and nonthreatening …
