10 Essential Financial Independence Retire Early Reads

10 essential FIRE reads for 2020

The ideas that originated the FIRE movement began with the 1992 book Your Money or Your Life by Vicki Robin and Joe Dominguez and the 2010 book Early Retirement Extreme by Jacob Lund Fisker. Since then, countless people have taken advantage of these principles to navigate a path to becoming financially independent and retiring early. …

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14 Best Ways to Save Money in 2020

14 Best Money Saving Ideas for 2020

We are 2 months into 2020 and by now you may have given up on some of your New Years Resolutions. However, this year is going to be different! This next year has to be different! We can’t continue on the same trajectory we are on! Do you need to take that final step to …

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Zirtue Review

Zirtue Review – A Peer-to-Peer Lending App

The Federal Reserve estimates that Americans lend $184 billion dollars to friends and family members each year.  As you likely know, these loans can be awkward for both the borrower and lender when it comes time for repayment.  I’ve been the embarrassed borrower who completely forgot to repay someone, and I’ve been the lender who …

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billbutterz Review

BillCutterz Review – Lower Your Monthly Bills

Fred Frost was watching an episode of ABC’s World News Tonight with Diane Sawyer in 2014 when he learned about a company that would eventually save him thousands of dollars a year. The service – BillCutterz– negotiates lower bills on your behalf. Since that pivotal moment five years ago, Frost estimates that he has saved …

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How to Keep Visiting Family From Busting Your Food Budget

If your house is like mine you have family visit and it looks like a barren, tornado-ravaged wasteland all rolled into one. I love my family, I really do, but when they come to town it always feels like they eat us out of house and home. Instead of the normal and somewhat frugal lifestyle …

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2020 Income Tax Rates Released by the IRS

For the early planners, the IRS announced updated 2020 income tax rates this week. There are 6 federal income tax brackets for 2020 – 12%, 22%, 24%, 32%, 35%, and 37%. The standard deduction for married couples filing jointly will rise from $24,400 to $24,800 for the tax year 2020. For single taxpayers and married …

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