Tagged Saving

Are Some People Just Born Good Money Managers?

As I’ve thought more and more about money management and been witness to mine and others money habits, I’ve come to the opinion that I believe to be true: Some folks are just better with money than others. In other words, they are born “money managers”. And, before I offend anyone – let me offer a few …

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Mint.com Review – An Option to Tracking Your Net Worth

Earlier this year I restarted tracking my net worth with my normal boring excel document that I was using since graduating from college. In my old manual method of tracking I’d have to log onto each website, which included all my checking, savings, mortgage, credit cards, 401k, IRA, and money market accounts. Too collect all …

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13 Ways to Know You are a Dave Ramsey Follower

About three years ago, I had the pleasure of reading Dave Ramsey‘s book, The Total Money Makeover, and immediately was drawn to his philosophy and take on finances. Lately, over the last six months, I’ve been tuning my radio to Dave’s show everyday after work for my commute home and love it. In listening to …

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How to Create Your Own Pension

Gone are the years of the traditional pensions and 30+ years with one company. Today, people need to be much more reliant on their own means of saving, investing, and planning. It’s definitely a hard task when there is so much data out there, so many “wants” eating at your ability to save, and most …

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4 Reasons to Have Two Checking Accounts

Last year when I talked about about how to stop living paycheck to paycheck – passive income, I started putting into practice one of the key concepts by splitting up my fixed and variable expenses. By doing so I was able to differentiate my re-occurring bills from every other expense. My wife has even said, and …

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6 Tips To Stay On Track With New Years Resolutions

Earlier this week I heard on the radio that 50% of people will have given up on their New Years Resolution in 3 weeks. It’s hard to believe that we start out the fresh New Year with great intensions, but fail to follow through. A lot of times we really need to follow through on some …

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The Millionaire Who Was Frugal for a Greater Purpose

Earlier this year, I came across an interesting story in the Huffington Post. It was about a 96-year old woman who died in late 2010 and left $1.7 million to the Salvation Army. This happens all the time, right: rich folks leaving large amounts to charities? True – but Elinor Sauerwein wasn’t known for her …

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7 Potential Ways to Save Money as a Stay-at-home Mom

“Behind ever good man is a better woman.” That is a saying I firmly believe after being married to my wife for 11 years now. After our first child was born in 2004 my wife and I decided to have my wife be a stay-at-home mom from that point on (or at least for one year). One …

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4 Phone Calls That Could Save You Money Today

A few months back, I wrote about how to get the best car insurance rates – and today I’d love to write about 4 phone calls that you can make today that will save you money – maybe even right now. When I called about those car insurance rates, I was able to deduct about …

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