Tag: Northpointe

Top 5 Reasons to Open Your Next Bank Account Online

In 2003, I first heard about online banks and how they were offering so much better interest than all the brick-n-mortar banks. At the time, I felt extremely uncertain about investing my hard earned money in a bank that I couldn’t see and touch if I wanted to get my money out. Fast forward 13 …

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Where Do You Keep Your Emergency Savings?

Awhile back, Charlie wrote about how during the Great Depression—when there were no safe places to put ones money—folks would hide their savings in some pretty strange places. Among the most popular spots: beds, walls, the backyard, doors and cabinets. Before the Great Depression, bank runs were not uncommon. In fact, one-third of banks failed prior to 1933. Establishment …

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How Does a Bank Work?

We use banks almost every day of our lives – yet we rarely (if ever) think about how they operate. I thought it would be fun to take a brief, “banking 101” view of how the banking system works with the help of our friends at Northpointe Bank. Types of banks When I was younger, my …

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Banking Hacks – Negotiate Your Way to Better Rates & Fees

Checking, savings, CDs and money markets. Mortgage loans, auto loans, credit cards, personal loans and student loans. Insurance, investment, ID theft protection, mobile banking, online banking, bill pay, and overdraft protection. National banks, community banks, and credit unions.  Navigating your way around banking can be time-consuming and confusing. Fortunately, we’ve got an insider in the …

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