Tag: life insurance

Should Life Insurance Be Mandatory?

Let me first start by saying that I come from a viewpoint that we probably ought to legislate (control?) behavior less in our society. Less rules about how folks ought to live their lives, the better. I believe we should own and be responsible for our actions and choices. That said, there are some things I realize that are …

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Why I Purchased Life Insurance

Thirteen years ago, I was in the midst of reorganizing my financial life after accumulating a boat-load of debt and coming to terms with the terrible financial decisions that had put me in that position. It wasn’t a great time in my life – but it was probably one of the most important moments in …

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How Much Does Term Life Insurance Cost?

Term life insurance is the most affordable option when it comes to protecting your loved ones should the unexpected happen. The exact pricing varies depending upon the individual, the product, and the amount of coverage you choose. Everyone’s situation is unique so a policy that works for some may not be the best choice for …

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5 Types of People Who Need Life Insurance

The goal of life insurance is to provide a measure of financial security to your loved ones should you die. In its simplest form, it’s a tool to protect against the loss of income. Not everyone needs life insurance and maybe you are trying to decide if you should purchase or not. Are there people …

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How to Find Cheap Insurance

When it comes time to protect yourself on the road, you want to know how to find cheap insurance. First and foremost, it is about comparing rates and different companies. When companies have to have better rates than the competition, they work harder to win business. By asking multiple companies you can find out who has …

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How to Get the Most Out of Your Health Insurance Benefits

Health care is a really big issue in our country. And, it’s no wonder.  Costs seem to be going up and up and folks are getting squeezed financially to keep up. Today, it’s vital you are getting the most out of your health insurance coverage so that you can limit your out-of-pocket expenses. I’m fortunate …

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Do I Need Life Insurance?

Back in my early 20s, I was first introduced to life insurance by a co-worker. He was also just “starting out” in life and highly recommended purchasing a term life policy. “I’m 20 years old, I don’t have a wife, kids, a house and my car is about to fall apart. Why do I need …

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My Suggestions for Life Insurance

If you haven’t heard me say this before, it bears repeating. I am not a financial expert – nor do I pretend to be. Most of my posts are based on experience and learning from others. So, please do your own research against what I suggest. That said, I want to write a little bit …

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