The holiday season is upon us! Glittery gifts and shiny new toys are fun, but let’s not forget the true spirit of the holidays: love, giving, and charity. While giving to charity is good in itself, it can also provide significant tax breaks, but you’ve got to take action before December 31st.
Donations to qualified charities are tax-deductible. That means giving is even more affordable than you think. If, for example, you’re within the 25% tax bracket, the true cost of a $100 donation is only $75! The beautiful thing is that the more money you make, the cheaper it is to be charitable. read more…
In 2007, people of the United Kingdom confronted the economic crisis. Unfortunately, the banking sector in the United Kingdom made some bad choices and undermined the economy even further. A lot of customers were either directly affected or indirectly.
Even the Government implemented some harmful and unpopular austerity measures. There are a lot of banking institutions which were affected in a very major way. These banks have still not been able to revive their losses and reach the same position which they held earlier. For some banks, losses were even more than millions of pounds. read more…
- 10 ways to become better at your job – today
- Walmart relies on food stamps just as much as many American’s do
- Some benefits that many veterans may not be taking advantage of
- Organizations offering aid/assistance to Typhoon Haiyan survivors – and how you can help
- SEC’s Investment Advisor Search (find out your advisors fees and assets under management)
- Did your spouse bring debt into the relationship?
- Rich folks can now get cheaper mortgages than you (if you aren’t rich folk)
- Think you can’t afford to invest? You can’t afford not to
- In fact, artist’s generally do not end up in the poorhouse, after all
- “The typical first-time homebuyer bought a 1,670 square-foot home for $170,000 in the past year.”
- The Day the Crayons Quit should be a fun, new children’s book to read
- How to stop nagging your kids and start motivating them
A recent surge in property values and record low interest rates have many homeowners considering refinancing their houses. This includes home buyers seeking to minimize mortgage payments without sacrificing preferred location or space.
With the demise of interest only loans, 40 year mortgages may be suitable for those seeking to lower monthly house payments and build home equity.
Up here in the frozen tundra, preparing for winter can be a bit of a weekend time-sucker. So, last week I decided to get to it and start the winterizing process. I realize it can save us on our energy bills – so it is worth the time/effort. For those living in the south – feel free to skip over this post for today and head out to the golf course (or whatever it is you do with your time when you’re not prepping for winter).
Here’s several things that are recommended be done to properly winterize your house which will save you money over the winter months: read more…
I read a great post the other day over at The Broke and Beautiful Life. I almost blew it off, as the title was “My First NYC Marathon: 2013”. I spent a year or so as a runner, and although it was a great year of challenging myself, I got bored and burnt out quickly with it. Walking is much more fun, IMHO. I’m your typical girl, and I like to talk, so my cardiovascular workouts these days consist often of a long and fast(er) paced walk with a friend, where we can both blab to our hearts’ content.
I was intrigued, however, that someone would actually a) want to, and b) succeed at running 26.2 miles, so I read the post anyway. Aside from being thoroughly amazed by Stefanie’s perseverance, I found within the post a striking similarity between running a marathon and paying off debt. This really resonated with me, as we are working fervently on paying off a marathon amount of debt in The Frugal Farmer family. read more…
Increasing profits is a unique challenge for SMEs. There are limited hours and financial resources available to implement changes to the structure of your business in order to evolve and every new direction you take can feel like an uphill battle. Increasing profits is goal number one for any company, unfortunately there’s no exact science to business success. If costly advertising and rapid expansion aren’t in your budget there are ways you can improve your management and impact your profits, without taking a hefty sum out of your existing resources. read more…
Even if you’ve decided to sell your house then you still have a few choices to make in regards to how you are going to do the selling. Are you going to tackle it all yourself, from putting the For Sale sign up and taking the photographs right through to haggling with potential buyers over price or will you have an estate agent do the bulk of the work for you? There are pros and cons for both sides which we will explore. read more…
- Could you live on $1.40 a meal? Food stamp funds are shrinking
- Kids with more high school math earn higher wages and experience less unemployment
- 6 things you need to know about tech warranties
- 12 ways to get free stocking stuffers
- Curious as to why you have that remaining balance due even after paying a card in full?
- Ways you can still stay productive with depression
- Ditch your cable with this $35 option
- How to manage your money during major life events
- Here’s some helpful end of the year tax tips
- 10 everyday ways to save
- The FDA is finally banning trans fats (more to follow?)
- Doing what’s best for you in your get out of debt journey
- Do you have a wood stove? Think of how much cheaper that would be
- Focus on the best deals this season
- How to have profound hope even in the middle of tough circumstances
Christmas seems to be one of those times during the year in which couples end up making the commitment to get married. I remember being younger and single, and, on certain Christmases, wondering if one of the boxes I opened would be the one with the big, shiny rock in it.
If you’re considering getting engaged this Christmas, here are some tips to help make sure all goes off as planned. read more…