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Does Cub Foods Really Have Lower Prices?

2014 August 25
by Laurie

The following post has been brought to you by Cub Foods

laurieWhen we lived in the city, Cub Foods was our “go to” grocery store. The local store there was clean and inviting, the staff was great and the produce was always excellent in quality. After we moved to the country nearly two years ago, however, we had a “budget epiphany” and have since done the majority of our shopping at another store with notably lower prices.

Although most other things about this particular store are good, I’ve never been very happy with the produce selection, and have missed the great produce I always found at Cub Foods.  However, with the money savings of a good 15-20% that I get at the big box store grocer, I just couldn’t bring myself to start shopping at the local Cub Foods here.  For a big family on a budget, cash just has to be the deciding factor in where we choose to grocery shop. Cub always has terrific weekly deals, so we’d often stop in there to scoop up their great weekly specials, but the majority of our shopping was done at the big box store with the low, low prices.  read more…

How to Get Rid of Junk Mail (for Good)

2014 August 20
by Aaron

no more junk mailA few weeks ago I came home to spot a large full plastic bag sitting on the front steps of our house. I thought it may have been a package my wife ordered or some nice baked goods from the neighbor. After getting closer, I discovered what it was:

The Yellow Pages phone book.  read more…

NEW: Grab Your Free Credit Report

2014 August 18
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aaron_image1I remember one of the first times my credit report was pulled for an auto loan (yes, that one that I should have never gotten into). After it came back clean, I remember feeling a sense of pride that I was “staying on the straight and narrow”. I remember the loan officer talking about how it was costing the dealership money to pull it but it was something they needed to do to check my “credit-worthiness”. Do you recall the first time your report got pulled?

FREE credit reports?

Which leads me to tell you about another new offering that our friends at Credit Karma just came up for their users: FREE credit reports. Right now, Credit Karma offers free credit scores to those who sign-up on their website.  So, the credit report is an added bonus to users.  read more…

3 Worthwhile Benefits to Paying Off Debt

2014 August 15
by Aaron

debt sucks gasThis past week I wrote out the final check that would pay off our vehicle in full. I breathed a sigh of relief and felt as though another weight had been lifted.

I tried to savor the moment. And although the amount was sizable, it was actually fun writing that check that would buy our family even more freedom.

Now, I’ve been debt-free before. In 2008, I paid the last of my school loan and entered into a moment of debt-freedom that I hadn’t experienced since high school – some 16 years earlier. Although, I eventually caved into purchasing a home with a mortgage, the feeling of being free of debt for a season was a liberating one.  read more…

Lower Prices and More Savings at Cub Foods

2014 August 13
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The following post is sponsored by Cub Foods

aaron_image1With all the grocery store price wars going on (namely between the Giant (Walmart) vs. David (your local grocer), there is a concentrated effort to help customers save more at the checkout.

Plus, we’ve all seen the rise in food prices the past few years and many of us are having to tighten our budgets more and more as a result.

To help customers save more at the grocery store, Cub Foods (who are located in Minnesota and Illinois) introduced a handy new feature called the “Load to Card” program where customers can save coupons they find at to their MyCub Rewards card. (Here’s a helpful video that will further explain how to use your Rewards card and the Load to Card feature).  read more…

3 Ways to Save on Textbooks This School Year

2014 August 8
by Matthew

textbooksShopping around for a good deal is textbook money management. But when it comes to actual textbooks, too many students (especially freshmen!!) pay for overpriced books at university bookstores. As I finished college and my wife and I both began purusing graduate degrees, saving money each semester on textbooks became extremely helpful with offsetting the cost of tuition and other fees.  read more…

Is Your House Leaking Money? (Like Ours Is)

2014 August 6
by Aaron

A few years ago I wrote about how our home experienced some water damage related to an ice dam that had built up along our roof which caused water to leak inside the walls of our house. It was our first experience with ice dams and resulted in my learning more than I ever wanted to about their formation.

ice dam claim(For those who don’t know, ice dams build-up when the roof deck is not the same temperature as the outside – so the snow melts, freezes and melts – causing a build-up of ice which eventually creeps its way up past your ice/water barrier – and when that happens all sorts of fun happens. Essentially, your home has an energy leak(s) somewhere which is causing the attic to be warmer than it should be – resulting in a warmer roof.)

We thought we had everything figured out after the clean-up and reconstruction efforts.  read more…

Which States Have the Best Credit Scores?

2014 July 31
by Aaron

A little change of pace today: here’s a fun infographic depicting the states with the best credit scores along with the average credit scores per age group. All of this information (and more) can be found at Credit Karma. If you haven’t done so already, log in to grab a free credit score today (it doesn’t take very long!).

Any surprises?  read more…

How to Save Money on Kids Sports Pictures

2014 July 30

charlie_imageThis summer our family had three young boys in baseball. It goes without saying, we have had an extremely busy summer. We only had two days a week where we didn’t have some type of kids sports commitment.

Along with this time commitment also came a huge financial commitment. For starters, we paid the entry fee for our kids to be in these sports leagues. Secondly, we spent a ton of money on gas by shipping them to and from practices and games. The final expense we were faced with was individual and team pictures.  read more…

Spotify Review – Free Music at Your Command

2014 July 24
by Matthew

A Gary Allan song was the last straw. The song itself was great (Airplanes if you’re wondering), but the $1.29 I had to pay for it irked me more than parting with 129 cents probably should. But it led me to try out some other options for playing music on my computer, because paying for music can add up! Spotify was a program a number of my friends were already using and I thought I would try it. After downloading it, using it, experimenting with it, and asking others about it, the bottom line is this: if you enjoy listening to music, Spotify needs to be a icon on your desktop! read more…