Category: Useful Tips

How Much I Earned From My Secret Shopping Excursion

I’ve always dreamed of being a secret shopper. It’s the closest I’ll ever come to seeing my fantasy of being an undercover spy like Jason Bourne come to fruition. Going undercover to infiltrate foreign governments…going to Runza and checking restroom cleanliness…pretty similar right? Since I’ve recently upgraded to a smartphone (yes, the date on this …

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Where to Get Rid of Old Appliances and Electronics for Free

The other day, I installed a new “over-the-range” microwave in our rental home after the old one went kaput. Needless to say, installing one of these bad boys isn’t as easy as some of those YouTube videos make it out to be! I was grateful to have the help of a good friend who helped me …

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How to Modify Your Personal Finance Behavior

mone“But mom…I really need that new toy!” “Dad everyone at school has a new pair of Air Jordans and I won’t be cool unless I have them!” “The next door neighbors just bought a puppy and I want one too!” As a young kid these are some common statements you will hear your kids or maybe even …

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The Best $50 I’ve Ever Spent

It was the spring of 2009 and I was feeling lonely. Just a year earlier, I had paid off the remaining balance on my student loan (becoming debt-free*), purchased my first home, was generally content at my full-time job and meeting new friends at a new church home. (*except for the house I just purchased). I really had all …

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Top 5 Reasons to Open Your Next Bank Account Online

In 2003, I first heard about online banks and how they were offering so much better interest than all the brick-n-mortar banks. At the time, I felt extremely uncertain about investing my hard earned money in a bank that I couldn’t see and touch if I wanted to get my money out. Fast forward 13 …

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Why I Purchased Life Insurance

Thirteen years ago, I was in the midst of reorganizing my financial life after accumulating a boat-load of debt and coming to terms with the terrible financial decisions that had put me in that position. It wasn’t a great time in my life – but it was probably one of the most important moments in …

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This Company Will Help You Pay Off Your Student Loans

I’ve mentioned here before that my wife and I have a large student loan debt that we are currently paying off. My wife incurred it after receiving a Masters of Social Work degree. While it is / was a noble career pursuit, it is not very high paying. And with my wife only working part-time due …

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Where to Find the Best Price on Printer Ink

A few weeks back, my wife alerted me to the fact that our printer was out of ink and she needed it to be refilled as soon as possible. Realizing this would be a great opportunity to write a post about my experience researching the least expensive ink refill options – I asked her if …

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Passive Income Streams: May 2016 Report

It sure seems like 2016 is moving faster and faster each month. I keep trying to make time to make monthly goals, like I’ve talked about recently, but the months keep speeding away. It just comes down to that I haven’t made the time to set what is a priority, and focus on accomplishing a …

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Brand Name vs. No-name Brand: A Price Comparison

I like Yoplait yogurt. I really like Yoplait yogurt, actually. In fact, no other yogurt will do. Dannon? Sorry, not for me. Generic brands? Not a chance. As I was scarfing down a Yoplait Strawberry Kiwi yogurt (easily the best flavor), I wondered how much my commitment to Yoplait is costing me. After examining my …

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