From Useful Tips

My Attempts at Spring Cleaning Our Finances and a Challenge

Here in Minnesota, the spring season brings us green grass and all-out cleaning. Everything from the windows and automobiles, to the porch and our personal finances. Yup, even the finances. While we’re cleaning up everything else – why not our bills and other money matters? With the budget tightening around the house (due to my wife leaving a …

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Where There’s a Want There’s a Job

I was fortunate to grow up in a family where I wasn’t given everything that I wanted. Sure, I had my needs met and I certainly didn’t lack for many “wants”. Most of the clothes I wore were “in fashion” or fashionable, so I didn’t need to worry about the things many teens worry about: …

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Helpful Personal Finance Quotes From the Presidential Candidates

Don’t you just love the political season?   I’m actually a sucker for some of it. I grew up memorizing all the U.S. Presidents and during the election, I would sit in front of the TV anxiously awaiting the results. So, whatever your political persuasion OR what you think of our current cast of Presidential candidates …

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How Does a Bank Work?

We use banks almost every day of our lives – yet we rarely (if ever) think about how they operate. I thought it would be fun to take a brief, “banking 101” view of how the banking system works with the help of our friends at Northpointe Bank. Types of banks When I was younger, my …

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How I Saved $116,000 Last Year With Two Small Decisions

Last year was a year of monumental change in my fixed expenses! Yep that is right! I made two small changes to my fixed expenses budget that will net me $116,000 in savings over the next 45 years of my life! Let’s break it down. With each fixed expense I’m constantly evaluating how much each …

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How to Get the Best Hotel Deals

Today I want to show you how to save more money on hotels. I got this cool tip from watching a Lynda.com video the other day and wanted to share it with you. I know many of you are traveling this winter – so trying to maximize your travel dollars and get the best possible deal you …

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Banking Hacks – Negotiate Your Way to Better Rates & Fees

Checking, savings, CDs and money markets. Mortgage loans, auto loans, credit cards, personal loans and student loans. Insurance, investment, ID theft protection, mobile banking, online banking, bill pay, and overdraft protection. National banks, community banks, and credit unions.  Navigating your way around banking can be time-consuming and confusing. Fortunately, we’ve got an insider in the …

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How to Stay Focused On Your Yearly Goals

Ever since I graduated college in 1999, I have set out all my goals from 22 to 85 years old. I met with a financial adviser right out of school, and he said one of the biggest things you can you do to secure your financial future is set goals. Goals from now until when you think you’ll …

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