Category: Useful Tips

Making a Thrifty Small Summer Vacation

When I was 14 years old my cousin took me on my first camping trip in lower Minnesota along the Des Moines River. It was an experience that changed my life significantly. During my first trip we got to roast smores, cook Dinty Moore stew over the open flame, tell ghost stories, sleep in a …

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How to Extend the Life of Your Refrigerator

A few weeks back my wife heard an odd sound coming from our 5-year-old refrigerator. She described the sound as “leaking water.” I assured her this sound happens sometimes when the ice maker is filling with water. Since my wife is pretty keen on these sorts of things, nor were we making ice (and it …

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10 Principles for Handling Money in Marriage

Some alarming statistics I came across recently got me thinking about how handling finances well within a marriage is so important. For example, according to Dr.Phil.com, money is the number one problem in marriages and the number one cause of divorce. Jeffrey Dew’s paper titled Bank on it: Thrifty Couples are the Happiest, claims that …

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Tello Review: A Look at This New No-Fee Cell Phone Provider

Before I tell you more about Tello – I need to tell-o you about something called a mobile virtual network operator (or MVNO). You may have heard this term before OR know what it is. But for those new to it, it could help you save more on your monthly cell phone bill. To start, a MVNO is: a …

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My Attempts at Spring Cleaning Our Finances and a Challenge

Here in Minnesota, the spring season brings us green grass and all-out cleaning. Everything from the windows and automobiles, to the porch and our personal finances. Yup, even the finances. While we’re cleaning up everything else – why not our bills and other money matters? With the budget tightening around the house (due to my wife leaving a …

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Where There’s a Want There’s a Job

I was fortunate to grow up in a family where I wasn’t given everything that I wanted. Sure, I had my needs met and I certainly didn’t lack for many “wants”. Most of the clothes I wore were “in fashion” or fashionable, so I didn’t need to worry about the things many teens worry about: …

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Helpful Personal Finance Quotes From the Presidential Candidates

Don’t you just love the political season?   I’m actually a sucker for some of it. I grew up memorizing all the U.S. Presidents and during the election, I would sit in front of the TV anxiously awaiting the results. So, whatever your political persuasion OR what you think of our current cast of Presidential candidates …

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How Does a Bank Work?

We use banks almost every day of our lives – yet we rarely (if ever) think about how they operate. I thought it would be fun to take a brief, “banking 101” view of how the banking system works with the help of our friends at Northpointe Bank. Types of banks When I was younger, my …

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How I Saved $116,000 Last Year With Two Small Decisions

Last year was a year of monumental change in my fixed expenses! Yep that is right! I made two small changes to my fixed expenses budget that will net me $116,000 in savings over the next 45 years of my life! Let’s break it down. With each fixed expense I’m constantly evaluating how much each …

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