From Saving

6 Areas to Save the Most Money On Your Reoccurring Expenses

As I developed the Two Checking Account System, I soon realized that my budget had a lot of fat in it. The majority of my waste was in my fixed expenses. It was frustrating, because I knew that these were commitments that I was locked into. Because of how the Two Checking Account System works …

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Are Your Financial Decisions Creating More or Less Stress?

Are you doing everything you can to reduce your expenses, but feel like your family is just trying to survive? Do you feel like you are encased in a water tank and you are just trying to keep your head above the water line? For a lot of our readers this visual description is a reality. …

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How I Saved $116,000 Last Year With Two Small Decisions

Last year was a year of monumental change in my fixed expenses! Yep that is right! I made two small changes to my fixed expenses budget that will net me $116,000 in savings over the next 45 years of my life! Let’s break it down. With each fixed expense I’m constantly evaluating how much each …

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What to Do When You Feel Overwhelmed With Your Finances?

With consumer credit debt, mortgage debt, student loan debt, and our ever increasing national debt, it is easy to become overwhelmed. Overwhelmed into not doing anything. It makes a person feel like there is no hope into taking no action at all. Are you just scraping by month to month and are just one or …

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Living on One Income – Part 2

A couple years ago, I shared how my wife left a good job in healthcare due to some health issues. It was a difficult time for us because we were used to getting her income – and so the adjustments took some time to adapt to. But, after some time away from work, my wife decided to re-enter the …

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What to Do After You Paid Off Your Mortgage?

This week I’ve been looking for some motivating subjects. Some subjects to motivate me and maybe some of our readers. It seems like a month after the New Year’s is when everyone’s motivation starts to slump and we quickly lose track of our resolutions. I too easily fall into that trap like I’d suspect a lot …

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Our Favorite Thrifty Things of 2015 + Ooma Telo Giveaway

Taking a play out of Oprah’s playbook – we have decided to do another “Favorite Things” post – but with a little twist. All of the items listed are some of our favorite thrifty things from 2015 that (one way or another) help to save more money. Along with our list, we are giving away one …

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What To Do About Unexpected Car Expenses?

As the Christmas season moves in, like a thief in the night (not really but it sounds cool), it puts pressure on our budget. To mount even more on top of the holiday season, we are having problems with our car. Doh!!! Ya we have 140,000 miles on our 2005 Honda Odyssey and we have …

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Are Internet Providers Going to Charge for Data Usage?

I found this image on Reddit the other day under the Cord Cutter’s thread. It was by a Comcast user who is being charged for their internet usage. I was a little alarmed at this, but not totally so. Awhile back when I was logged in to my Comcast account, I saw a little interactive box in …

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