Category: Saving

This Company Will Help You Pay Off Your Student Loans

I’ve mentioned here before that my wife and I have a large student loan debt that we are currently paying off. My wife incurred it after receiving a Masters of Social Work degree. While it is / was a noble career pursuit, it is not very high paying. And with my wife only working part-time due …

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Where to Find the Best Price on Printer Ink

A few weeks back, my wife alerted me to the fact that our printer was out of ink and she needed it to be refilled as soon as possible. Realizing this would be a great opportunity to write a post about my experience researching the least expensive ink refill options – I asked her if …

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Where Do You Keep Your Emergency Savings?

Awhile back, Charlie wrote about how during the Great Depression—when there were no safe places to put ones money—folks would hide their savings in some pretty strange places. Among the most popular spots: beds, walls, the backyard, doors and cabinets. Before the Great Depression, bank runs were not uncommon. In fact, one-third of banks failed prior to 1933. Establishment …

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Tello Review: A Look at This New No-Fee Cell Phone Provider

Before I tell you more about Tello – I need to tell-o you about something called a mobile virtual network operator (or MVNO). You may have heard this term before OR know what it is. But for those new to it, it could help you save more on your monthly cell phone bill. To start, a MVNO is: a …

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6 Areas to Save the Most Money On Your Reoccurring Expenses

As I developed the Two Checking Account System, I soon realized that my budget had a lot of fat in it. The majority of my waste was in my fixed expenses. It was frustrating, because I knew that these were commitments that I was locked into. Because of how the Two Checking Account System works …

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Are Your Financial Decisions Creating More or Less Stress?

Are you doing everything you can to reduce your expenses, but feel like your family is just trying to survive? Do you feel like you are encased in a water tank and you are just trying to keep your head above the water line? For a lot of our readers this visual description is a reality. …

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How I Saved $116,000 Last Year With Two Small Decisions

Last year was a year of monumental change in my fixed expenses! Yep that is right! I made two small changes to my fixed expenses budget that will net me $116,000 in savings over the next 45 years of my life! Let’s break it down. With each fixed expense I’m constantly evaluating how much each …

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What to Do When You Feel Overwhelmed With Your Finances?

With consumer credit debt, mortgage debt, student loan debt, and our ever increasing national debt, it is easy to become overwhelmed. Overwhelmed into not doing anything. It makes a person feel like there is no hope into taking no action at all. Are you just scraping by month to month and are just one or …

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Living on One Income – Part 2

A couple years ago, I shared how my wife left a good job in healthcare due to some health issues. It was a difficult time for us because we were used to getting her income – and so the adjustments took some time to adapt to. But, after some time away from work, my wife decided to re-enter the …

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What to Do After You Paid Off Your Mortgage?

This week I’ve been looking for some motivating subjects. Some subjects to motivate me and maybe some of our readers. It seems like a month after the New Year’s is when everyone’s motivation starts to slump and we quickly lose track of our resolutions. I too easily fall into that trap like I’d suspect a lot …

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