Category: Retirement

What Would Your Ideal Retirement Look Like?

Big pie in the sky question for you today. What does retirement look like for you? Maybe you are sitting here reading this blog post at 25 years old and $45,000 in college student loans, and you just put 0% down on a $250,000 house and you are thinking retirement is a far off dream. …

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Helpful Senior Citizen Benefits (Written By a Senior)

The following is a guest post by my mother who is debt-free and lives very modestly in Small Town, USA. While she does not work for pay, she spends time blessing others by giving of herself and her time.  My son has invited me to write an article for this blog about senior citizen benefits. I share his …

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What Would You Do If You Won The Lottery?

During my time of growing up on the farm, I got to see how my Grandpa was always a very private man.  He especially kept his financial business to himself. He wanted very little to no attention on his family, and enjoyed his private life on the farm. Whenever, I’d get a speeding ticket it …

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Early Retirement – It’s All in the Numbers

There’s so much press devoted to the idea of early retirement, but is it even really possible for the average person? The answer to that is almost certainly yes, but it’s all in the numbers. As in, you have to get the numbers right in order to have any hope of it working out. Saving …

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7 Reasons to Not Always Live Frugal

In October, I had the pleasure of going to watch a Washington Redskins vs. Denver Broncos game with my wife and brother! Unfortunately, the game didn’t go as we would’ve hoped. RGIII didn’t play his best game, the Denver defense and Peyton Manning proved to be too much for Washington to handle. I learned a …

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5 Ways to Save Money Over Your Entire Career

Over the course of a normal persons 40 year career there can be a lot of choices that will have huge long term affects. However, very few of us realize that these small changes can have long term savings benefits. In my short career I’ve focused on a few of these areas to help compound …

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Can Kids Invest in Stocks or Mutual Funds?

At 13 years old I asked my parents if I could start investing money in the stock market through a mutual fund. I’d saved about $1500 from starting my own hog selling business, and through working in the fields during the summer. My small nest egg was the result of 4-5 years of hard work, …

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Should I Cash In My Pension?

About two months ago I got an unexpected “time sensitive” letter from my former employer notifying me that they were offering me an early buyout of my pension. You see I’d left my former employer after 11.5 years of employment and had accumulated a pretty good nest egg pension. In my mind I considered this …

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