From Purchases

Swappa Review – Buy and Sell Used Phones and Tablets

Several months ago, my wife’s iPhone slipped from her hands and hit the floor, screen-side down. You might say this affected the phone’s resale value. My wife was a trooper though. She used that phone for two more months, delicately placing it against her ear every time she answered a call and deliberately moving her …

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Why Have Auto Dealerships Stopped Negotiating?

This past weekend I had the pleasure of accompanying my mother in her quest to find a new car. We visited a couple of smaller dealerships and each one was singing the same tune: We don’t negotiate. In fact, as soon as we got into the car with the salesman from the second dealership, he …

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How We Spent 25% Less Through Group Buying

There are several benefits of being a part of a homeowner association. Some include: getting to meet a lot of different people, being a part of the governing board to determine the direction of the community and the ability to exercise collective buying power to save more money. Charlie has written about how “loving your neighbor” can help …

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Purchases We Make Our Great Grandparents Would Shake Their Heads At

Recently, my friend Dave and I were visiting a burrito establishment for their BOGO offer and discussing life and money-matters. The subject soon turned to “things we purchase today that our grandparents would shake their heads at”. Knowing the generation that came before us has endured quite a bit by way of the Great Depression …

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How I Pay $10 a Month for My Cell Phone

As I’ve gotten older, it takes me longer to make changes that otherwise would be a “no-brainer”. And, this even goes for things that I know will save me money – like my cell phone bill. But, after reading about Charlie’s experience earlier last year and doing a little research on my own, I decided to …

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What to Do When a Complaint Falls on Deaf Ears

Over this past Thanksgiving, a relative of mine was telling me about a problem he was having with a newer water heater he had installed. It hadn’t been working correctly since it was put in. He wasn’t able to resolve the issue with the contractor he’d hired to install the water heater or the company who manufactured …

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Try These Tips to Save an Extra 10% or More on Purchases

If you’ve ever seen an episode of Pawn Stars, you can learn a lot about how the owner of the pawn shop (Rick Harrison) negotiates with folks who are wanting to sell him stuff. One of his most used tactic is to find something wrong with the item. This could be anywhere from “it will …

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When Does It Makes Sense to Stop Paying Off Debt?

Throughout the last five years our family has aggressively sought to pay off all our debt. Currently all we have left is our home mortgage, and we have hope that the finish line is soon approaching. However, we have to take a pause (or slow down) on our road to financial freedom. You see we …

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