Category: Money

Should Life Insurance Be Mandatory?

Let me first start by saying that I come from a viewpoint that we probably ought to legislate (control?) behavior less in our society. Less rules about how folks ought to live their lives, the better. I believe we should own and be responsible for our actions and choices. That said, there are some things I realize that are …

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How to Get a Referral Bonus Before Joining a Company

This past September I left working as a contractor for a local small business after 5.5 years. It was a hard decision to leave such a great company and a CEO that valued people. There were a lot of financial and non-financial decisions in choosing to change jobs. Here are a list of things that played …

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What to Do When You Are Financially Stuck

New Years Resolutions are three weeks in our rear view mirrors and we are starting to realize that our resolutions are slowly becoming unobtainable. Our motivation is waning, and we are beginning to have this hopeless feeling. Like our lives are never going to change. “But we said this year is going to be different!” …

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10 Ways to Save Money on Your Electric Bill

Two weeks ago my sister and brother-in-law moved into an apartment, and were concerned about the cost of rent and the electricity bills. When they called the electric company they quoted them $150/month, but after they signed the lease the landlord said it was closer to $185. With their already constrained budget this makes it …

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Airbnb vs Traditional Renting: How the Two Compare?

Over the last three months as I’ve delved into doing Airbnb, I’ve realized there are a lot of advantages and disadvantages of it compared to traditional renting. What has been even odder is that the house I’m Airbnb’ing is sitting next to a house that has been vacant for four months while it awaits new …

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Helpful Senior Citizen Benefits (Written By a Senior)

The following is a guest post by my mother who is debt-free and lives very modestly in Small Town, USA. While she does not work for pay, she spends time blessing others by giving of herself and her time.  My son has invited me to write an article for this blog about senior citizen benefits. I share his …

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The Most Valuable Coins in the World

In 2007, I first stepped into the world of investing in rare coins, because I thought that they were undervalued at the time. Fast forward a few years, and the coin markets have gone through a lot of fluctuations. More recently, I’ve started to focus on buying rarer and lower minted coins. I’ve found that these …

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How to Modify Your Personal Finance Behavior

“But mom…I really need that new toy!” “Dad everyone at school has a new pair of Air Jordans and I won’t be cool unless I have them!” “The next door neighbors just bought a puppy and I want one too!” As a young kid these are some common statements you will hear your kids or maybe even …

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