From Finances

Integrity in Finances

Writing this post is going to cost me. I did the calculation today, actually. It’s going to cost me $7. It’s not for an internet fee (TTG pays that). It’s not for the Dr. Pepper I had to drink to stay up late to write it (that was $1.27 at QuickTrip). It’s what I owe …

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Charlie’s Gift Card Challenge – Results (January 2015)

On January 1st, my family and I started our first ever gift card challenge. After Christmas we had accumulated $520 of gift cards and cash from the holiday season. When we added them all together it was hard to believe we had gotten so much converted cash. Before the end of the year I approached …

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Comparison of Ooma vs Land Lines

In 2012 I made the decision to ditch my traditional land line services and opted to go with the Ooma home phone service. After having some previous bad experiences with another VOIP provider we were “once bitten, twice shy.” I laid out for our family all the cost benefits analysis of staying with Qwest, switching …

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Beware of “Sleeper” Subscription and Service Fees

I came across this somewhat disturbing Reddit post today about a man whose elderly father had been paying an AOL subscription that he hadn’t been using for over 10 years! When he broke it down – his father had essentially paid out over $2,500 in worthless fees! Ouch.

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Are Some People Just Born Good Money Managers?

As I’ve thought more and more about money management and been witness to mine and others money habits, I’ve come to the opinion that I believe to be true: Some folks are just better with money than others. In other words, they are born “money managers”. And, before I offend anyone – let me offer a few …

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How Often Does My Credit Score Change?

Ever wonder about the answer to this question?  I know I do.  I spent 15 working years in personal and mortgage banking, and among other things, I learned well during that time how important a credit score can be. 

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Money Management Tips for College Freshmen

**The following article is a guest post from my college freshman brother, Ryan. He provides some great insight into how to manage your money on your own during your college years.** When I was ready to start my freshman year of college this year, there were so many things that I was worried about. Where …

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5 Ways to Save More by Gamifying Your Finances

Years ago I worked some pretty menial jobs that required I pour cold water on my face every now and then just to make sure I didn’t slip off into LaLa Land from the humdrum of the tasks. Being a fairly competitive person and to combat the monotony, I would often set up games with …

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Holy Crap! I’m Going to Run Out of Money!

Are you in retirement, and have come to one of these self realization moments where you suddenly realize that you’ll more than likely run out of money before you die? Or have you had a nightmare where your portfolio manager tells you that you will more than likely outlive your nest egg? It’s at that …

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Why Personal Finance Isn’t Being Taught in Schools

This one has been bugging me for awhile. And, I know that others have raised the question too – of why personal finance isn’t being taught in high schools and/or colleges for that matter (heck, it’d even be interesting to see it being taught in grade schools!). I know Charlie has talked about some of …

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