From Finances

Don’t Beat Yourself

If you’re a golf fan like me, you may have watched 21-year old Jordan Spieth win the prestigious Masters Golf Tournament last weekend. He became the second youngest winner of the event (behind Tiger Woods) and set many records in the process. His win was a testament to what drive and passion can do to propel oneself to …

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The Bank Can’t Foreclose On You If You Don’t Have Debt

This article became a real life realization to me in 2008 when my Dad announced to our family that the bank was foreclosing on his 10,000 head pig operation and 500 acre farming operation. Like I’ve blogged before, this event had rippling affects on our family. In March, of that year, we all thought it would …

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How the Road to Debt Freedom is Filled With Boring Decisions

In 2007, after reading Dave Ramsey’s Total Money Makeover, my wife and I decided to start putting our family on the road to freedom from debt. We want to live an extra-ordinary life. We wanted to live like no one else, so we could later live like no one else. Que the radio show intro! …

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Integrity in Finances

Writing this post is going to cost me. I did the calculation today, actually. It’s going to cost me $7. It’s not for an internet fee (TTG pays that). It’s not for the Dr. Pepper I had to drink to stay up late to write it (that was $1.27 at QuickTrip). It’s what I owe …

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Charlie’s Gift Card Challenge – Results (January 2015)

On January 1st, my family and I started our first ever gift card challenge. After Christmas we had accumulated $520 of gift cards and cash from the holiday season. When we added them all together it was hard to believe we had gotten so much converted cash. Before the end of the year I approached …

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Comparison of Ooma vs Land Lines

In 2012 I made the decision to ditch my traditional land line services and opted to go with the Ooma home phone service. After having some previous bad experiences with another VOIP provider we were “once bitten, twice shy.” I laid out for our family all the cost benefits analysis of staying with Qwest, switching …

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Beware of “Sleeper” Subscription and Service Fees

I came across this somewhat disturbing Reddit post today about a man whose elderly father had been paying an AOL subscription that he hadn’t been using for over 10 years! When he broke it down – his father had essentially paid out over $2,500 in worthless fees! Ouch.

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Are Some People Just Born Good Money Managers?

As I’ve thought more and more about money management and been witness to mine and others money habits, I’ve come to the opinion that I believe to be true: Some folks are just better with money than others. In other words, they are born “money managers”. And, before I offend anyone – let me offer a few …

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How Often Does My Credit Score Change?

Ever wonder about the answer to this question?  I know I do.  I spent 15 working years in personal and mortgage banking, and among other things, I learned well during that time how important a credit score can be. 

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Money Management Tips for College Freshmen

**The following article is a guest post from my college freshman brother, Ryan. He provides some great insight into how to manage your money on your own during your college years.** When I was ready to start my freshman year of college this year, there were so many things that I was worried about. Where …

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