Category: Debt

What Would Your Ideal Retirement Look Like?

Big pie in the sky question for you today. What does retirement look like for you? Maybe you are sitting here reading this blog post at 25 years old and $45,000 in college student loans, and you just put 0% down on a $250,000 house and you are thinking retirement is a far off dream. …

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Passive Income Streams: Oct 2016 Report

Boom! Drop the mic! My mortgage payoff is getting real. Real to the tune of accelerated payoff! Wow! Scary times! Scary to think that my reality of being debt free is happening with a little hard work and planning. I feel like the story I’m living of becoming debt free isn’t any different than anyone else’s. …

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Does Debt Freedom Scare You?

Today I applied a pretty big lump sum to my mortgage in my pursuit of freedom from debt. Yep. I got paid out for my vacation from leaving my previous job, and from the money we have made from doing AirBnB. It is really amazing how the Lord has blessed us as we’ve progressed in …

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Passive Income Streams: Sept 2016 Report

Changes! Changes! Changes! (Insert the 2pac – changes theme song) That is what life has had in store for me and my family as we finished out the month of September. This past month I switched jobs after being in my previous position for 5.5 years! It was hard to make the switch with all …

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How Small Processes Are Costing You Big Bucks

In 2009, when I was taking over all my dad’s farming operations, he said something very interesting about efficiency. He said, “Everytime you move grain you lose 2-3% of your grain.” Being the prideful guy I am, I immediately tried to prove him wrong. I know I could think of something that would contradict that. …

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How to Modify Your Personal Finance Behavior

“But mom…I really need that new toy!” “Dad everyone at school has a new pair of Air Jordans and I won’t be cool unless I have them!” “The next door neighbors just bought a puppy and I want one too!” As a young kid these are some common statements you will hear your kids or maybe even …

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What to Do With a Gold Inheritance?

Last week, Laura commented on my monthly income report and was interested in what I was doing with selling gold/silver coins. She had mentioned that she received an inheritance of gold coins, and what she should do with them. To be completely honest with you, my view of gold has significantly changed since I watched …

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Are Your Financial Decisions Creating More or Less Stress?

Are you doing everything you can to reduce your expenses, but feel like your family is just trying to survive? Do you feel like you are encased in a water tank and you are just trying to keep your head above the water line? For a lot of our readers this visual description is a reality. …

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