Author: Charlie

An IT professional, Charlie also buys and sells liens, lives on the cheap, runs marathons and helps to run his family farm. In his spare moments, he raises 3 children, does the dishes and writes one post a week. His former blog, Frugal Retirement Plan, has been cited by US News and World Report.

How to Lower Your DIRECTV Bill

This past year marked our nine year anniversary of using DIRECTV for our TV service. This relationship has lasted a lot longer than I ever thought it would. However, that doesn’t go without saying that the relationship hasn’t had its bumps and bruises. Like any human relationship, it’s about give and take, and our experience …

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10 Ways to Save Money on Your Electric Bill

Two weeks ago my sister and brother-in-law moved into an apartment, and were concerned about the cost of rent and the electricity bills. When they called the electric company they quoted them $150/month, but after they signed the lease the landlord said it was closer to $185. With their already constrained budget this makes it …

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Airbnb vs Traditional Renting: How the Two Compare?

Over the last three months as I’ve delved into doing Airbnb, I’ve realized there are a lot of advantages and disadvantages of it compared to traditional renting. What has been even odder is that the house I’m Airbnb’ing is sitting next to a house that has been vacant for four months while it awaits new …

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How to Get the Best Deals on the Best Appliances

What to do you do when your appliances are old? I bought my house 12 years ago this May and had to purchase appliances that didn’t come with the house. I’ve been fortunate to have none of my home appliances completely fail and need to be replaced. However, I know the day is coming, and …

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Passive Income Streams: Year End 2016 Report and 2017 Goals

Happy New Year!! 2016 is now in the books, and everyone is faced (either positively or negatively) the course of charting through 2017. What will this next year hold? Are you feeling overwhelmed or extremely positive? With each year it brings about new challenges and circumstances that we must adjust too. We can’t just sit …

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Passive Income Streams: Nov 2016 Report

Almost to the end of 2016, and we are pushing hard to finish the year strong. It is amazing at how fast the year has flown by and my labor of passive income streams is producing a plentiful crop. These streams are going a long way to help us payoff our mortgage 17 years early …

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What Would Your Ideal Retirement Look Like?

Big pie in the sky question for you today. What does retirement look like for you? Maybe you are sitting here reading this blog post at 25 years old and $45,000 in college student loans, and you just put 0% down on a $250,000 house and you are thinking retirement is a far off dream. …

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Passive Income Streams: Oct 2016 Report

Boom! Drop the mic! My mortgage payoff is getting real. Real to the tune of accelerated payoff!¬†Wow! Scary times! Scary to think that my reality of being debt free is happening with a little hard work and planning. I feel like the story I’m living of becoming debt free isn’t any different than anyone else’s. …

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