Author: Charlie

An IT professional, Charlie also buys and sells liens, lives on the cheap, runs marathons and helps to run his family farm. In his spare moments, he raises 3 children, does the dishes and writes one post a week. His former blog, Frugal Retirement Plan, has been cited by US News and World Report.

Protect Your Money Makers

This past weekend I traveled to see my in-laws, and I had a good conversation with my father-in-law while playing cards. I’d mentioned how I had almost hurt my hands, and he said to me, “You need to make sure you protect those money makers.” Hmm. It was interesting that he referred to my hands …

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Passive Income Streams: Feb 2017 Report

February sure did go by quickly, and not only because there was 28 days. I accomplished a big personal goal in February and read through all of Proverbs, which took a lot of persistence. In addition, I’ve been tracking on my half marathon training and been able to get log a number of good weekend …

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When There’s Nothing Left to Cut

The following guest post is from one of my good friends and fellow debt freedom fanatic, Mrs. Picky Pincher. In this post she describes what her and her husband do when they think they can’t trim their budget anymore. I can definitely relate to their story in how I scour over my budget looking for …

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Six Benefits of Rolling Over Your 401k

This month I had on my list of monthly goals to rollover my 401k from an employer I left in 2011 to Vanguard. Last Friday I pulled the trigger after running into a number of hurdles that were preventing me from getting my 401k. These hurdles were: Spousal Consent Form – notarized letter with my …

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How to Get a Referral Bonus Before Joining a Company

This past September I left working as a contractor for a local small business after 5.5 years. It was a hard decision to leave such a great company and a CEO that valued people. There¬†were a lot of financial and non-financial decisions in choosing to change jobs. Here are a list of things that played …

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Passive Income Streams: Jan 2017 Report

First month of 2017 is in the books and we are off to a fast start! Boy are things off to a blazing start with our goals and focus of creating passive income streams to payoff my mortgage and exit into debt freedom. I’m excited about what the year holds in store for generating passive …

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What to Do When You Are Financially Stuck

New Years Resolutions are three weeks in our rear view mirrors and we are starting to realize that our resolutions are slowly becoming unobtainable. Our motivation is waning, and we are beginning to have this hopeless feeling. Like our lives are never going to change. “But we said this year is going to be different!” …

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How to Lower Your DIRECTV Bill

This past year marked our nine year anniversary of using DIRECTV for our TV service. This relationship has lasted a lot longer than I ever thought it would. However, that doesn’t go without saying that the relationship hasn’t had its bumps and bruises. Like any human relationship, it’s about give and take, and our experience …

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10 Ways to Save Money on Your Electric Bill

Two weeks ago my sister and brother-in-law moved into an apartment, and were concerned about the cost of rent and the electricity bills. When they called the electric company they quoted them $150/month, but after they signed the lease the landlord said it was closer to $185. With their already constrained budget this makes it …

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Airbnb vs Traditional Renting: How the Two Compare?

Over the last three months as I’ve delved into doing Airbnb, I’ve realized there are a lot of advantages and disadvantages of it compared to traditional renting. What has been even odder is that the house I’m Airbnb’ing is sitting next to a house that has been vacant for four months while it awaits new …

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