Author: Charlie

An IT professional, Charlie also buys and sells liens, lives on the cheap, runs marathons and helps to run his family farm. In his spare moments, he raises 3 children, does the dishes and writes one post a week. His former blog, Frugal Retirement Plan, has been cited by US News and World Report.

What Would Your Ideal Retirement Look Like?

Big pie in the sky question for you today. What does retirement look like for you? Maybe you are sitting here reading this blog post at 25 years old and $45,000 in college student loans, and you just put 0% down on a $250,000 house and you are thinking retirement is a far off dream. …

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Passive Income Streams: Oct 2016 Report

Boom! Drop the mic! My mortgage payoff is getting real. Real to the tune of accelerated payoff!¬†Wow! Scary times! Scary to think that my reality of being debt free is happening with a little hard work and planning. I feel like the story I’m living of becoming debt free isn’t any different than anyone else’s. …

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Does Debt Freedom Scare You?

Today I applied a pretty big lump sum to my mortgage in my pursuit of freedom from debt. Yep. I got paid out for my vacation from leaving my previous job, and from the money we have made from doing AirBnB. It is really amazing how the Lord has blessed us as we’ve progressed in …

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How to Make Money Listing Your Home on Airbnb

At the end of August, my neighbor and I were talking about him being gone for three months on a military deployment. He’d mentioned that one of his co-workers had rented out his apartment while he was gone on Airbnb, and had been able to make money while he was out of the country. For …

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Passive Income Streams: Sept 2016 Report

Changes! Changes! Changes! (Insert the 2pac – changes theme song) That is what life has had in store for me and my family as we finished out the month of September. This past month I switched jobs after being in my previous position for 5.5 years! It was hard to make the switch with all …

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Passive Income Streams: August 2016 Report

The month of August has come and gone fast and the kids are back in school, which is a big relief to a lot of stay at home parents! Can I get an AMEN!?! Focus continues to be on paying off the mortgage and racing to become debt free by August 2018. In a way, …

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How Small Processes Are Costing You Big Bucks

In 2009, when I was taking over all my dad’s farming operations, he said something very interesting about efficiency. He said, “Everytime you move grain you lose 2-3% of your grain.” Being the prideful guy I am, I immediately tried to prove him wrong. I know I could think of something that would contradict that. …

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Passive Income Streams: July 2016 Report

The race to debt payoff has begun. In July we were able to record three paychecks, and apply this extra principle towards our mortgage. Our family’s desire to get out from under this debt is beginning to take on a whole new meaning. A meaning like we have a disease or sickness and we want …

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