Author: Charlie

An IT professional, Charlie also buys and sells liens, lives on the cheap, runs marathons and helps to run his family farm. In his spare moments, he raises 3 children, does the dishes and writes one post a week. His former blog, Frugal Retirement Plan, has been cited by US News and World Report.

Does Retirement Give You All The Peace You Desire?

These past few weeks I’ve been having a lot of pressure with my job! So much so, that I’ve been having to work extra hours and get my projects done ahead of schedule. I normally put a lot of pressure on myself to perform at a higher level, but just in the last few months …

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Spreadsheeting Your Entire Life

I’ve got an addiction. An addiction that needs to be dealt with and some support group needs to be formed. Here is my addiction…I love utilizing spreadsheets! I do! I love them so much that I spreadsheet everything in my life. There. I did it. I admitted it. Step #1 on my way to recovery.¬† …

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Republic Wireless Review – 3 Years Later

Last month I had a friend from church approach me, and asked, “Have you ever heard of Republic Wireless?” He went on to say they offer the Moto X phone and a plan at just $25 per month. It really caught my attention, seemed like a great option and included unlimited texting/data. I had to …

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The Importance of Having Life Insurance

Note: this is from a post Charlie wrote a couple of years ago that has been updated and revised with new information. This past weekend our neighborhood had a pretty big tragedy. One of our neighbors was in an accident, and was killed, leaving behind a young wife and two small children (1 and 3 …

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Protect Your Money Makers

This past weekend I traveled to see my in-laws, and I had a good conversation with my father-in-law while playing cards. I’d mentioned how I had almost hurt my hands, and he said to me, “You need to make sure you protect those money makers.” Hmm. It was interesting that he referred to my hands …

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Passive Income Streams: Feb 2017 Report

February sure did go by quickly, and not only because there was 28 days. I accomplished a big personal goal in February and read through all of Proverbs, which took a lot of persistence. In addition, I’ve been tracking on my half marathon training and been able to get log a number of good weekend …

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When There’s Nothing Left to Cut

The following guest post is from one of my good friends and fellow debt freedom fanatic, Mrs. Picky Pincher. In this post she describes what her and her husband do when they think they can’t trim their budget anymore. I can definitely relate to their story in how I scour over my budget looking for …

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Six Benefits of Rolling Over Your 401k

This month I had on my list of monthly goals to rollover my 401k from an employer I left in 2011 to Vanguard. Last Friday I pulled the trigger after running into a number of hurdles that were preventing me from getting my 401k. These hurdles were: Spousal Consent Form – notarized letter with my …

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How to Get a Referral Bonus Before Joining a Company

This past September I left working as a contractor for a local small business after 5.5 years. It was a hard decision to leave such a great company and a CEO that valued people. There¬†were a lot of financial and non-financial decisions in choosing to change jobs. Here are a list of things that played …

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Passive Income Streams: Jan 2017 Report

First month of 2017 is in the books and we are off to a fast start! Boy are things off to a blazing start with our goals and focus of creating passive income streams to payoff my mortgage and exit into debt freedom. I’m excited about what the year holds in store for generating passive …

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