Author: Charlie

An IT professional, Charlie also buys and sells liens, lives on the cheap, runs marathons and helps to run his family farm. In his spare moments, he raises 3 children, does the dishes and writes one post a week. His former blog, Frugal Retirement Plan, has been cited by US News and World Report.

Should You Take Dividends From Your Investments?

Mind blown! About a week ago I received a surprise letter mail from my employer! A good surprise! I opened it up and low and behold I received a dividend distribution to the toon of $1.83. That’s right! You heard me right! I just made free money to go buy a McDonald’s cheeseburger and Krispy …

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Passive Income Streams: Apr 2017 Report

Much like the month before, April came and went. It is amazing, if you aren’t intentional with your days and hours, how the month can just slip past you so quickly. Last month I really focused a lot on accomplishing some of my primary goals. I worked hard on controlling my eating, and getting good …

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Being Efficient With the Small Things

Next weekend I’ll be running my sixth half marathon and my first one since hitting 40 years old. As I get older the miles feel harder and harder, but I continue to push on. I push on, because I know that if I stop and become sedentary, then it’ll be harder to gain back my …

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Should I Repair an Old Car or Buy a New One?

This past week I started hearing some weird noises from my 12 year old van. Anytime I started my air conditioning unit it started making a sputtering noise. So, I took it into the repair shop that I regularly have all my maintenance done at. After getting it inspected they told me that the air …

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Passive Income Streams: Mar 2017 Report

It feels like each month is going by quicker than the last one. March flew by, and primarily due to how much I’ve had to do at work! This past month we did our taxes and came to find out that we owed $2,200. After talking to our great accountant (my mother-in-law), we came to …

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Does Retirement Give You All The Peace You Desire?

These past few weeks I’ve been having a lot of pressure with my job! So much so, that I’ve been having to work extra hours and get my projects done ahead of schedule. I normally put a lot of pressure on myself to perform at a higher level, but just in the last few months …

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Spreadsheeting Your Entire Life

I’ve got an addiction. An addiction that needs to be dealt with and some support group needs to be formed. Here is my addiction…I love utilizing spreadsheets! I do! I love them so much that I spreadsheet everything in my life. There. I did it. I admitted it. Step #1 on my way to recovery.  …

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Republic Wireless Review – 3 Years Later

Last month I had a friend from church approach me, and asked, “Have you ever heard of Republic Wireless?” He went on to say they offer the Moto X phone and a plan at just $25 per month. It really caught my attention, seemed like a great option and included unlimited texting/data. I had to …

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The Importance of Having Life Insurance

Note: this is from a post Charlie wrote a couple of years ago that has been updated and revised with new information. This past weekend our neighborhood had a pretty big tragedy. One of our neighbors was in an accident, and was killed, leaving behind a young wife and two small children (1 and 3 …

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