Author: Charlie

An IT professional, Charlie also buys and sells liens, lives on the cheap, runs marathons and helps to run his family farm. In his spare moments, he raises 3 children, does the dishes and writes one post a week. His former blog, Frugal Retirement Plan, has been cited by US News and World Report.

How to Get a Referral Bonus Before Joining a Company

This past September I left working as a contractor for a local small business after 5.5 years. It was a hard decision to leave such a great company and a CEO that valued people. There¬†were a lot of financial and non-financial decisions in choosing to change jobs. Here are a list of things that played …

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Passive Income Streams: Jan 2017 Report

First month of 2017 is in the books and we are off to a fast start! Boy are things off to a blazing start with our goals and focus of creating passive income streams to payoff my mortgage and exit into debt freedom. I’m excited about what the year holds in store for generating passive …

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What to Do When You Are Financially Stuck

New Years Resolutions are three weeks in our rear view mirrors and we are starting to realize that our resolutions are slowly becoming unobtainable. Our motivation is waning, and we are beginning to have this hopeless feeling. Like our lives are never going to change. “But we said this year is going to be different!” …

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How to Lower Your DIRECTV Bill

This past year marked our nine year anniversary of using DIRECTV for our TV service. This relationship has lasted a lot longer than I ever thought it would. However, that doesn’t go without saying that the relationship hasn’t had its bumps and bruises. Like any human relationship, it’s about give and take, and our experience …

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10 Ways to Save Money on Your Electric Bill

Two weeks ago my sister and brother-in-law moved into an apartment, and were concerned about the cost of rent and the electricity bills. When they called the electric company they quoted them $150/month, but after they signed the lease the landlord said it was closer to $185. With their already constrained budget this makes it …

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Airbnb vs Traditional Renting: How the Two Compare?

Over the last three months as I’ve delved into doing Airbnb, I’ve realized there are a lot of advantages and disadvantages of it compared to traditional renting. What has been even odder is that the house I’m Airbnb’ing is sitting next to a house that has been vacant for four months while it awaits new …

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How to Get the Best Deals on the Best Appliances

What to do you do when your appliances are old? I bought my house 12 years ago this May and had to purchase appliances that didn’t come with the house. I’ve been fortunate to have none of my home appliances completely fail and need to be replaced. However, I know the day is coming, and …

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Passive Income Streams: Year End 2016 Report and 2017 Goals

Happy New Year!! 2016 is now in the books, and everyone is faced (either positively or negatively) the course of charting through 2017. What will this next year hold? Are you feeling overwhelmed or extremely positive? With each year it brings about new challenges and circumstances that we must adjust too. We can’t just sit …

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Passive Income Streams: Nov 2016 Report

Almost to the end of 2016, and we are pushing hard to finish the year strong. It is amazing at how fast the year has flown by and my labor of passive income streams is producing a plentiful crop. These streams are going a long way to help us payoff our mortgage 17 years early …

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